Something is different this year

Every loan officer and realtor I’ve spoken with is saying the same thing:

They haven’t had a January this busy in years.

Personally, I just wrapped up one of the busiest weeks of calls and meetings I can remember.

That’s great news for the industry and the market.

But it also means this

As competition increases, seller concessions will become less common — and that can mean thousands more due at closing for buyers who aren’t prepared.

The good news?

A solid plan doesn’t start with a rate…

It starts with a conversation.