What a wonderful experience! The whole team was very thorough and closed on time as promised. They were excellent communicators and always got back to us right away. They communicated about every step of the way in detail with clear expectations and timeframes. And out of the 6 or 7 other lenders we worked with, Giuseppe's team was the only one who was able to make our dream home happen with huge flexibility. We felt so valued and important even days after closing. They are our go-to team.
-Dr. Kevin G.
Giuseppe and his team were wonderful to work with and made a potentially stressful situation move smoothly and without issue. The team was very knowledgeable and easy to work with. They communicate very well with whatever means is easiest for you (by phone, email, text message). They were transparent about closing costs and had everything complete within all deadlines.
-Dr. Chris R.
I've owned a small business for a number of years. My partner is a physician in fellowship with relatively low current income (but high projected income) and a large amount of student loan debt. We initially only planned on staying in Denver for two years for his fellowship, so we had been renting. Well, we fell in love with Denver and my partner decided to extend his fellowship another year... so these two things translated to, why the hell are we renting in one of the hottest markets in the country?! We are somewhat unique buyers. I've owned a small business for a very long time and while it's always been successful and I've never had a bankruptcy, etc., it's still difficult to show solid income when your accountant's objective has always been to make your taxable income look low. Couple that with a relatively young physician with loads of student loan debt and a relatively low salary while completing fellowship. When we began our house-hunting expedition, we soon realized nothing we wanted would be less than $600k. I honestly thought we wouldn't be able to get financing - at least of the conventional variety. In fact, we ended up wasting several weeks attempting to go with a conventional 30 year / 10% down mortgage with another bank which ultimately did not materialize due to my partner's debt ratio. Enter Hallmark Mortgage and Giuseppe's crew (specifically, Jessie and Ashley). On my realtor's recommendation, we checked out Hallmark. From the very beginning, Jessie was extremely responsive and set a realistic tone of expectations. They were able to deliver a true physician's loan, which the other bank promoted but in fact was only a re-packaged conventional 30 year. Hallmark was able to secure a 30 year, 7/1 arm @ 4%, 0% down and no PMI. The whole team was highly professional, friendly, and easy to work with (especially over email). We closed on the estimated date and closing costs were right on target (actually ended up being a little lower). There were no surprises along the way and everything worked out beautifully. In fact, I just typed this review while sitting on our lovely front porch. 🙂
-Dr. Andy H
Excellent customer service and knowledge of the market and industry.
-Dr. Laura K.
Giuseppe and team were great to work with from start to finish. We were under an extreme time crunch, but that didn't stop Giuseppe from getting the job done and allowing us to close on the house in record time! Great communication through each stage of the approval and quick turnaround with updates or actual figures for a few of the houses we looked at. Would absolutely recommend and use again!
-Dr. Brianne M.
The constant communication was beyond my expectations. Everything was smooth
-Dr. John C.
Giuseppe and his team were fantastic. They were incredibly responsive to all my calls and answered every one of my questions. I felt like I received fantastic advice when it came to my options. The whole process from preapproval to closing was incredibly smooth and the team was incredibly fast.
-Dr. Mark M.
Helpful, prompt, reasonable
-Dr. Sarah D.
Excellent beginning to end
-Dr. David L.
Everything when well as expected and on time
-Dr. Linus A.
Giuseppe and his team have EXCELLENT communication! I can't think of any other professional or business interaction I have experienced with better communication than Giuseppe's team. The very stressful, complicated, and time-consuming process was made as efficient and effective as possible by virtue of the excellent team. I will and have already refer any friend who intends on applying for a home loan.
-Dr. John K.
Giuseppe and his team went out of their way to quickly respond to all my questions and concerns, even after hours and on weekends. This made us feel confident that the team had us and our loan in their best interests.
-Dr. Matthew W.
The entire team was very professional, there were no surprises and we always knew what the next steps were. We highly recommend Giuseppe's team!
-Dr. Kerri L.
The team was a great help through this confusing time of buying our first new home and walked us through each step
-Dr. Kamleh S.
Giuseppe and his team worked expeditiously and professionally to help us get the best mortgage loan possible. They were quick to respond to messages and provided detailed, easy-to-understand information (even in video format!). Thank you!
-Dr. Brent L.
Giuseppe was very professional, timely, and very nice to interact with
-Dr. James L.
Thank you so much for everything! You and your team were fantastic.
-Dr. Shannon P.
How Can We Help?
Talk with us about Your Loan