January wrap-up thoughts.

For the last 4–5 years, running has been a big part of my routine. Late last year, an Achilles injury forced a hard stop—no running for now. So instead of sulking or forcing it, I made a change for Q1: walk one hour a day. Outside whenever possible. Quiet mornings. Fresh air. No headphones most days. It’s been an incredible way to start the day, and honestly, a reminder that progress doesn’t always look the way you planned it.
The second change was sleep. I’ve been a lifelong early riser—4:30am has been my sweet spot—but when I looked back honestly, I was averaging about six hours of sleep. After reading more about mental health and cognitive decline, it became clear: seven hours isn’t a luxury, it’s a baseline. So now I’m in bed by 9:00–9:15. That required some family logistics. Swim practices run late, so Maureen handles some of the pickups, and I take the early mornings—making lunches and breakfast so she can rest longer. Teamwork beats willpower every time.
Third challenge this year: the push-up ladder.
1 push-up on January 1.
2 on January 2.
Today? 31 push-ups.
Not impressive yet—but if I stay consistent, the math gets interesting later this year.
And finally, a business shift that’s been energizing. I’ve accepted something about myself that’s always been true: I’m not a “salesy” loan officer. I’m an educational one. So this year I started hosting Lunch & Learn sessions for real estate agents. My goal was six for the entire year. Demand surprised me—in a good way. I’ve already booked four before the end of February. Teaching, sharing fundamentals, helping people sharpen their craft… that’s my lane.
None of this is flashy.
No overnight transformations.
Just small, intentional changes—stacked daily.
January reminded me of something simple and old-school:
Consistency beats motivation. Every time.
On to February.