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OUR RAVING FANS

Top 1% in Customer Satisfaction

Giuseppe and his team were professional, knowledgeable, and caring. They put a personal touch on our entire transaction process and went above and beyond to make sure we understood our options and felt confident about our choices. We will definitely refer people we know to Giuseppe

-Stephanie B

 

From the very beginning of the seamless loan process to the very end we were informed of what and when to expect each and every detail. Giuseppe and his staff delivered on every promise and answered any questions we had with straight talk. Hallmark Home Mortgage provided us with a level of confidence unlike any other lender we have dealt with previously. We would most assuredly recommend Hallmark to our family and friends.

-Stanley C

 

We have used Giuseppe on multiple transactions over the last few years and his customer service and delivery on expectations in consistent and more than satisfactory. We will continue to use and recommend Giuseppe!

-Maureen B

 

I've owned a small business for a number of years. My partner is a physician in fellowship with relatively low current income (but high projected income) and a large amount of student loan debt. We initially only planned on staying in Denver for two years for his fellowship, so we had been renting. Well, we fell in love with Denver and my partner decided to extend his fellowship another year... so these two things translated to, why the hell are we renting in one of the hottest markets in the country?! We are somewhat unique buyers. I've owned a small business for a very long time and while it's always been successful and I've never had a bankruptcy, etc., it's still difficult to show solid income when your accountant's objective has always been to make your taxable income look low. Couple that with a relatively young physician with loads of student loan debt and a relatively low salary while completing fellowship. When we began our house-hunting expedition, we soon realized nothing we wanted would be less than $600k. I honestly thought we wouldn't be able to get financing - at least of the conventional variety. In fact, we ended up wasting several weeks attempting to go with a conventional 30 year / 10% down mortgage with another bank which ultimately did not materialize due to my partner's debt ratio. Enter Hallmark Mortgage and Giuseppe's crew (specifically, Jessie and Ashley). On my realtor's recommendation, we checked out Hallmark. From the very beginning, Jessie was extremely responsive and set a realistic tone of expectations. They were able to deliver a true physician's loan, which the other bank promoted but in fact was only a re-packaged conventional 30 year. Hallmark was able to secure a 30 year, 7/1 arm @ 4%, 0% down and no PMI. The whole team was highly professional, friendly, and easy to work with (especially over email). We closed on the estimated date and closing costs were right on target (actually ended up being a little lower). There were no surprises along the way and everything worked out beautifully. In fact, I just typed this review while sitting on our lovely front porch. 🙂

-Andy H

 

Giuseppe and his team have EXCELLENT communication! I can't think of any other professional or business interaction I have experienced with better communication than Giuseppe's team. The very stressful, complicated, and time-consuming process was made as efficient and effective as possible by virtue of the excellent team. I will and have already refer any friend who intends on applying for a home loan.

-John K

 

Giuseppe and his team were amazing. Made purchasing our first home effortless and very informative. Giuseppe was very professional and a joy to work with. I will use him and his team in the future and highly recommend him!

-Mary F

 

Each and every person on Giuseppe's team has been fantastic. Knowledgeable, helpful, courteous...I've never experienced this level of customer service in any area--they are quite simply the best

-Timothy

 

The level of communication was superb. You and your team made the process so painless and easy for Emily and me. It was unlike any other experience we have had previously. Thank you for everything.

-David P

 

Our whole refinance was so smooth. The entire staff was quick to answer any questions and make this process easy for our busy lifestyle.

-Emily A

 

Giuseppe and his team were fantastic! They answered any question I had in extremely prompt fashion, and made sure to take care of me from before I started looking at homes, all the way until closing. Words cannot do the excellent service Giuseppe provides any sort of justice; he's absolutely wonderful.

-wlutsk1108 via Zillow

 

Thank you Giuseppe & Tina for the introduction to your company, and making this new home a reality for us. This process went incredibly smooth and fast.  I hope that we do meet at some point in the near future.

-Leti F

 

Timely, Pleasant, Knowledgeable! I'm a first-time home buyer and Giuseppe and team made the loan process a very bearable and easy experience. The team was always available anytime I has questions or concerns and I would recommend him/his team to friends and family.

-Mymy

 

Couldn't be happier! Trying to buy our first, my wife and I certainly had a lot of questions, and Giuseppe was extremely patient, thorough, and generally helpful throughout the process. He actually called up the seller's agent and personally guaranteed a 30 day close, which was certainly very helpful in having the seller accept our offer. I will definitely be recommending Mr. Battaglioli!

-ngjennings8 via Zillow

 

Working with Giuseppe was an absolute pleasure. He was great about showing us all of our options and then showed us the pros and cons of each. Whether we called or emailed Giuseppe, he always got back to us within an hour. (most of the time faster) I would not hesitate to recommend Giuseppe in the future.

-Nicholas G

 

Giuseppe Battaglioli and his team are awesome! They are thorough and on top of it every step of the way, constantly keeping you informed with what's going on, and they won't keep you waiting if you need any assistance! They are a great group of people to work with!

-Jacob H

 

We appreciate there experience and patients with us. They are very professional and I would recommend them if you are looking for a good, no hassle, experience group of people.

-Jeremy E

 

Giuseppe and his team are top notch, they always keep everyone on track and the communication is second to none. This is our second house buying experience with Giuseppe and his team, it is easy to see why they are always rated so high. We tell everyone we know about the great experiences we've had with him and his team. Very professional!

-Ashlee E

 

Giuseppe and his team are the best of the best! All communication was quick and efficient and clear. They were available at all stages of the process to answer any question we had. The pre-approval process Giuseppe puts up front gave us the confidence our offer would be competitive. Our closing was lightning fast and smooth. We are so grateful that we found Giuseppe, Thank you for making buying our first home a breeze!

-Duane F

 

I have now used Giuseppe three times and could not be more pleased. He and his staff have always been amazing to work with and make the refinance or purchase finance process very easy. I would not hesitate to recommend he and his to anyone.

-Zipper9876 via Zillow

 

This was my first home buying experience, and there were definitely things about the process I was nervous about. Giuseppe's team was excellent about communicating with me every time I needed to submit documentation or sign paperwork. The process was smooth and the team helped me with every step in the process. I couldn't have asked for a better experience!

-Brittany H

 

Giuseppe and his team was fantastic in guiding us through every step of the loan process and quick to respond to questions along the way. If only the buyer of my home had used Giuseppe the whole process would have been better. I wont even bother looking into other lenders now that I have used Giuseppe!

-Paul H

 

Couldn't have asked for anything better! In January 2015 when I started the process of buying a home, the housing market in Denver was very competitive with very low inventory. My realtor recommended Giuseppe Battaglioli and his team at Hallmark Mortgage to get pre-approved. After losing out on 4 offers, I tried to keep a positive outlook and kept saying to myself, the right home will come and finally it did! I thanked my lucky stars and feel so blessed that I got this beautiful place to call home! After my offer was accepted, I financed my loan through Hallmark Mortgage. Giuseppe and his team made the loan process go very smoothly and easy. Throughout the next year, after my loan was financed and I was in my new home, he periodically checked in with me to see how things were going. I am now enrolled in their client for life program that offers many great services! After being in my home for a little over a year, Giuseppe contacted me to let me know I could refinance to get a lower interest rate on my mortgage. This ended up saving me almost $200 a month on my mortgage payment! I was also able to drop the mortgage insurance and get into a conventional loan. I already have and would absolutely recommend Hallmark Mortgage to anyone buying a home or refinancing. Their team of professionals once again helped me get a lower payment; and as I said before, they make the process go very smooth and easy! Giuseppe and his team are stellar, I couldn't have asked for anything better! Thank you so much for all you and your staff have done!

-Anjal A

 

Hi Giuseppe- I just wanted to thank you and your AMAZING team for all the hard work you put in on the purchase of our new home. I know what you do is not easy and we appreciate each of you so much. As you know, this is our second closing with you. I still cannot get over how smooth BOTH of our closings went. I have worked in the title industry before and I would say that about 95% of the closings we had were held up because the funds not being available on time. Your team has always had the funds available before closing. I'm not the only one who was impressed, both of the realtors for both closings we had with you were very impressed. Your team always had a calm and kind attitude and that makes me confident and trustworthy of your service. We cannot thank you enough. We will be back again and again and again and again.....

-Jessica B

 

What a wonderful experience! Giuseppe, you and your crew provided me with a professional, attentive, and very courteous affair, guiding me through the arduous processes of getting a loan. When you're like me, a first time buyer, their knowledge, expertise, and communication guided me to a quick and continuous loan approval throughout the whole home buying procedure. Thank you very much for an awesome job, well done!

-Reginald R

 

The entire staff went above and beyond to make this the easiest, most friendly, informative loan application process I have ever experienced. The staff to include Giuseppe emailed or called with each requirement, change or question. The communication kept me on top of my loan process and knowing just where I stood. Big surprise, Giuseppe came to my closing to ensure all went well and congratulated me on my new home!! The personal care and assistance far surpassed my expectations

-Antonio J

 

We've worked with Giuseppe for the purchase of our home and for two mortgage refinances, and each of these times it has been an absolute wonderful experience. Giuseppe and his team make sure that the entire process is as smooth and seamless as possible. They are extremely responsive to our questions or concerns. They provide very clear, concise instructions and explanations for a process that can sometimes seem daunting. We very highly recommend Giuseppe for your home loan needs!

-Jennifer E

 

Amazing! Giuseppe was amazing. He knows what he's doing and he's very quick. We also got a good interest rate and paid extremely low closing costs. We closed on time.

-Wybendybie via Zillow

 

Excellent team As a first time homeowner I didn't know what to expect. Giuseppe and his team were very efficient and prompt with responding to my needs. Any questions or concerns I had were answered right away. They were very accurate with the numbers for closing and didn't miss any steps!

-Paige W

 

Giuseppe was always great about keeping in contact proactively and being available and reachable when I had questions. Outstanding and comprehensive customer service. His team was great as well.

-Daniel H

 

We have always had a great experience working with Giuseppe and his entire team. We would let him perform heart surgery on our children, that's how good he is!

-Stefan E.

 

Giuseppe and his team were amazing. They were extremely knowledgeable and very quick. My realtor even said she was a little nervous for us not using her loan person but she said he was amazing and right on top of everything. He also had everything outlined so we knew each step to take and what was coming next.

-Wendie M

 

Doesn't come any better. This is our second time using Giuseppe's services, just different companies. We followed him to this company because of the excellent service the first time...it's the person, not the company that makes an experience great. Once again, Giuseppe quickly responded to our call, presenting and explaining our options to us in an easy to understand way. He and his staff are extremely polite, friendly, efficient and timely. They wrap up the deal like they say, on time and under budget. Highly recommend!

-Kjs706 via Zillow

 

Just wanted to say this was a very smooth and frictionless process, and my monthly payment went down much more than I originally interpreted, and appreciate the conservative under estimate on the cash back for our home improvement.  Will push more business your way when I can, thanks!

-Scott M

 

Giuseppe and his team worked with us on both buying our first home and then refinancing. He was great about answering all of our questions and helping us select a mortgage that met our needs. His team communicates effectively and made both processes worry free. We would recommend him to anyone!

-Christopher S

 

They made me feel like I was their only client! No matter when I asked a question - I always had a quick answer. They held my hand thru it all! I've used Giuseppe for two prior refinances - this was our first purchase using him - highly recommend him.

-Pflachance via Zillow

 

Easiest refinance ever. After Giuseppe and his team helped us with the purchase of our home, there was no hesitation to contact Giuseppe again for our refinance. Everything went smooth, communication was fantastic, and the refinance summary that was provided at the beginning of the process was unchanged at the closing table. Thanks Giuseppe for making it a pleasurable experience.

-Superkrebs15 via Zillow

 

Giuseppe was very responsive and easy to work with. It was nice to feel like we had a good contact to work with our financial portion of the transaction. And he was amazing to get back with us so quickly at a time that we needed some quick responses...even if it was 7:00 am on a Friday morning. 🙂 I was so impressed that he showed up at closing and he even brought a nice gift for our family! Thank you Giueseppe!

-Julia O

 

Giuseppe and his whole team have been amazing, and the great service keeps on coming. Thank you for everything! I have been throwing his name out to some friends that are talking about being ready to make the leap. I'm not real good with the words but he stuck with me through 3 years of credit repairs to get to this point. Between Giuseppe and a great realtor we were able to get the house of our dreams. One month in our house now and to see the comfort on my kids face at night that this is home. Thank you

-conrad1378 via Zillow

 

Giuseppe, you're whole team has been amazing, and the great service keeps on coming. Thank you for everything! I have been throwing your name out to some friends that are talking about being ready to make the leap. I'm not real good with the words other wise I would be more than happy to leave a testimonial. You stuck with me through 3 years to get to this point and to see the comfort on my kids face at night that this is home. Thank you.

-Jeff C

 

We both have very demanding jobs. They worked with our schedules and made it easy for us. They even came to our home for the final signing of the paperwork.

-Pauthier via Zillow

 

Giuseppe, Thanks for running a tight ship.  This process was painless.  You and your group are top notch - and I understand why Sonia recommended you without hesitation.  Keep up the great work.

-Derran B

 

Not only was Giuseppe so responsive and on top of all of our paperwork, he went above and beyond in supporting us on purchasing our first home. We didn't know the first thing about financing, but he offered a great first-time home buyers class. He even met us in person to help us make the best decision on our loan. We closed on our home on time and there is no way we could have done it without Giuseppe and his team. I cannot say enough positive things about our experience.

-Abigale E

 

Giuseppe and his team were great to work with! Made my first time home buying experience very pleasant. They got things done quickly and accurately and had no unfortunate surprises.

-Alicia K

 

My fiance and I were in the process of buying our first home. Our realtor recommended Giuseppe Battaglioli with Hallmark Home Mortgage and I am so glad that she did. I found Giuseppe to be extremely knowledgeable and helpful from the beginning. His staff was very responsive to our questions and they were incredibly helpful in getting all of our paperwork. Giuseppe got us preapproved for a mortgage that fit our needs at a competitive rate. We made an offer on our house on a Saturday afternoon and Giuseppe was able to respond and help us make the deal immediately. I have already recommended him to 2 other friends and would recommend him to anyone.

-csgcn6 via Zillow

 

He was wonderful to work with on our VA loan. He listened to our needs, was responsive, and professional. He never tried to push us into a larger loan amount and got us the monthly payment we are comfortable with we would use him again in a heartbeat.

-Caspersky via Zillow

 

Hi there, Giuseppe. You must think we dropped off the face of the Earth! Moving into our new place has taken much more out of us than we anticipated. But things are finally settling down. And the best part is that we absolutely love the house, the neighborhood, the neighbors, Greeley and Northern CO in general. We have found our place and found our tribe. I don't know how we could have made a better choice. Now - months too late - I must thank you for your many kindnesses. We would not be in this wonderful place had it not been for you and your staff making the financing happen so smoothly. Our realtor in Loveland commented several times about how professional and on it you and your staff were. I had no idea how many things could go wrong as a closing approaches - but we heard some nightmare stories from others in the business. How was it that you made ours smooth as silk for all parties involved? And thank you for the yummy brownies! I almost forgot that lovely surprise. Actually, I think we had them for dinner on moving day! You and your team were thoughtful, respectful, responsive, kind, professional, perfectionists and great advisors. I would not hesitate to recommend friends or family to you at Hallmark Mortgage. We owe Karen Mistrot our heartfelt thanks for recommending you. You have my permission to use my words and name in your online presence as people search for reviews of great mortgage companies. You were simply the best. For myself and Kathryn, thank you so much. Now, on to retirement!!!!!

-Carol J

 

I would recommend everyone to Giuseppe, and especially first-timers. His knowledge, experience, and trust put me at ease. His team was flawless in their execution! I have worked with him twice now, and am very pleased with how smooth and easy the process was for me. He also gave me great advice.

-Susan M

 

Overall great experience! He is the best at what he does and simplified the process for me to the point where everything made sense. I couldn't be any happier!

-Matthew T

 

Giuseppe stepped in at the last minute when I was having some problems with my loan/existing lender. He was very kind and patient in walking me through several questions I had. After my decision to switch to Hallmark I found your team to be on top of their game. You provided me wit a detailed timeline of what to expect, roles and expectations, etc. I received constant communication and updates and felt very confident that things were being handled correctly and on time. If I did have any questions the team was quick to respond and very thorough with their answers. To top it all off, Giuseppe showed up at my closing, which I felt was above and beyond. I had been told by others that your loan officer does not attend the closing. The fact that he felt it was important enough to be there to support me really meant a lot to me. I feel that Hallmark displayed 5 star service every step of the way, and I cannot thank you enough for making my first home buying experience a success!

-Jessica

 

This was my first home buying experience, and there were definitely things about the process I was nervous about. Giuseppe's team was excellent about communicating with me every time I needed to submit documentation or sign paperwork. The process was smooth and the team helped me with every step in the process. I couldn't have asked for a better experience!

-Brittany H

Giuseppe and his team was fantastic in guiding us through every step of the loan process and quick to respond to questions along the way. If only the buyer of my home had used Giuseppe the whole process would have been better. I wont even bother looking into other lenders now that I have used Giuseppe!

-Paul H

I just wanted to thank you and your AMAZING team for all the hard work you put in on the purchase of our new home. I know what you do is not easy and we appreciate each of you so much. As you know, this is our second closing with you. I still cannot get over how smooth BOTH of our closings went. I have worked in the title industry before and I would say that about 95% of the closings we had were held up because the funds not being available on time. Your team has always had the funds available before closing. I'm not the only one who was impressed, both of the realtors for both closings we had with you were very impressed.
Your team always had a calm and kind attitude and that makes me confident and trustworthy of your service.  We cannot thank you enough.  We will be back again and again and again and again.....

-The Blossers

The entire staff went above and beyond to make this the easiest, most friendly, informative loan application process I have ever experienced. The staff to include Giuseppe emailed or called with each requirement, change or question. The communication kept me on top of my loan process and knowing just where I stood. Big surprise, Giuseppe came to my closing to ensure all went well and congratulated me on my new home!! The personal care and assistance far surpassed my expectations

-Antonio J

In January 2015 when I started the process of buying a home, the housing market in Denver was very competitive with very low inventory. My realtor recommended Giuseppe Battaglioli and his team at Hallmark Mortgage to get pre-approved. After losing out on 4 offers, I tried to keep a positive outlook and kept saying to myself, “the right home will come” and finally it did! I thanked my lucky stars and feel so blessed that I got this beautiful place to call home! After my offer was accepted, I financed my loan through Hallmark Mortgage. Giuseppe and his team made the loan process go very smoothly and easy. Throughout the next year, after my loan was financed and I was in my new home, he periodically checked in with me to see how things were going. I am now enrolled in their “client for life” program that offers many great services! After being in my home for a little over a year, Giuseppe contacted me to let me know I could refinance to get a lower interest rate on my mortgage. This ended up saving me almost $200 a month on my mortgage payment! I was also able to drop the mortgage insurance and get into a conventional loan. I already have and would absolutely recommend Hallmark Mortgage to anyone buying a home or refinancing. Their team of professionals once again helped me get a lower payment; and as I said before, they make the process go very smooth and easy! Giuseppe and his team are stellar, I couldn't have asked for anything better! Thank you so much for all you and your staff have done!

-Anjal

What a wonderful experience! Giuseppe, you and your crew provided me with a professional, attentive, and very courteous affair, guiding me through the arduous processes of getting a loan. When you're like me, a first time buyer, their knowledge, expertise, and communication guided me to a quick and continuous loan approval throughout the whole home buying procedure. Thank you very much for an awesome job, well done!

-Reginald R

We've worked with Giuseppe for the purchase of our home and for two mortgage refinances, and each of these times it has been an absolute wonderful experience. Giuseppe and his team make sure that the entire process is as smooth and seamless as possible. They are extremely responsive to our questions or concerns. They provide very clear, concise instructions and explanations for a process that can sometimes seem daunting. We very highly recommend Giuseppe for your home loan needs!

-Jennifer E

As a first time homeowner I didn't know what to expect. Giuseppe and his team were very efficient and prompt with responding to my needs. Any questions or concerns I had were answered right away. They were very accurate with the numbers for closing and didn't miss any steps!”

-Paige W

Giuseppe was always great about keeping in contact proactively and being available and reachable when I had questions. Outstanding and comprehensive customer service. His team was great as well.

-Daniel H

We have always had a great experience working with Giuseppe and his entire team. We would let him perform heart surgery on our children, that's how good he is!

-Stefan E

Giuseppe and his team were amazing. They were extremely knowledgeable and very quick. My realtor even said she was a little nervous for us not using her loan person but she said he was amazing and right on top of everything. He also had everything outlined so we knew each step to take and what was coming next.

-Wendie L

Just wanted to say this was a very smooth and frictionless process, and my monthly payment went down much more than I originally interpreted, and appreciate the conservative under estimate on the cash back for our home improvement.  Will push more business your way when I can, thanks!
-Scott M

Giuseppe and his team worked with us on both buying our first home and then refinancing. He was great about answering all of our questions and helping us select a mortgage that met our needs. His team communicates effectively and made both processes worry free. We would recommend him to anyone!

-Christopher S

Easiest refinance ever! After Giuseppe and his team helped us with the purchase of our home, there was no hesitation to contact Giuseppe again for our refinance. Everything went smooth, communication was fantastic, and the refinance summary that was provided at the beginning of the process was unchanged at the closing table. Thanks Giuseppe for making it a pleasurable experience

-Steven K

They made me feel like I was their only client! No matter when I asked a question - I always had a quick answer. They held my hand thru it all! I've used Giuseppe for two prior refinances - this was our first purchase using him - highly recommend him.”

-Phyllis L

Giuseppe was very responsive and easy to work with. It was nice to feel like we had a good contact to work with our financial portion of the transaction. And he was amazing to get back with us so quickly at a time that we needed some quick responses...even if it was 7:00 am on a Friday morning. 🙂 I was so impressed that he showed up at closing and he even brought a nice gift for our family! Thank you Giuseppe!"

-Julia O

Giuseppe and his whole team have been amazing, and the great service keeps on coming. Thank you for everything! I have been throwing his name out to some friends that are talking about being ready to make the leap. I'm not real good with the words but he stuck with me through 3 years of credit repairs to get to this point. Between Giuseppe and a great realtor we were able to get the house of our dreams. One month in our house now and to see the comfort on my kids face at night that this is home. Thank you

-Jeffrey C

We both have very demanding jobs. They worked with our schedules and made it easy for us. They even came to our home for the final signing of the paperwork.

-Philip A

Giuseppe,
Thanks for running a tight ship.  This process was painless.  You and your group are top notch - and I understand why Sonia recommended you without hesitation.  Keep up the great work.

-Derran B

Not only was Guiseppe so responsive and on top of all of our paperwork, he went above and beyond in supporting us on purchasing our first home. We didn't know the first thing about financing, but he offered a great first-time home buyers class. He even met us in person to help us make the best decision on our loan. We closed on our home on time and there is no way we could have done it without Guiseppe and his team. I cannot say enough positive things about our experience.

-Abigale E

Giuseppe and his team were great to work with! Made my first time home buying experience very pleasant. They got things done quickly and accurately and had no unfortunate surprises

-Alicia K

My fiance and I were in the process of buying our first home. Our realtor recommended Giuseppe Battaglioli with Hallmark Home Mortgage and I am so glad that she did. I found Giuseppe to be extremely knowledgeable and helpful from the beginning. His staff was very responsive to our questions and they were incredibly helpful in getting all of our paperwork. Giuseppe got us preapproved for a mortgage that fit our needs at a competitive rate. We made an offer on our house on a Saturday afternoon and Giuseppe was able to respond and help us make the deal immediately. I have already recommended him to 2 other friends and would recommend him to anyone.

-Christopher S

He was wonderful to work with on our VA loan. He listened to our needs, was responsive, and professional. He never tried to push us into a larger loan amount and got us the monthly payment we are comfortable with we would use him again in a heartbeat.

-Clinton P

Moving into our new place has taken much more out of us than we anticipated. But things are finally settling down. And the best part is that we absolutely love the house, the neighborhood, the neighbors, Greeley and Northern CO in general. We have found our place and found our tribe. I don't know how we could have made a better choice.   Now - months too late - I must thank you for your many kindnesses. We would not be in this wonderful place had it not been for you and your staff making the financing happen so smoothly. Our realtor  in Loveland commented several times about how professional and "on it" you and your staff were. I had no idea how many things could go wrong as a closing approaches - but we heard some nightmare stories from others in the business. How was it that you made ours smooth as silk for all parties involved? And thank you for the yummy brownies! I almost forgot that lovely surprise. Actually, I think we had them for dinner on moving day! You and your team were thoughtful, respectful, responsive, kind, professional, perfectionists and great advisors. I would not hesitate to recommend friends or family to you at Hallmark Mortgage. We owe Karen Mistrot our heartfelt thanks for recommending you.  You have my permission to use my words and name in your online presence as people search for reviews of great mortgage companies. You were simply the best.
For myself and Kathryn, thank you so much.
Now, on to retirement!!!!!

-Carol J

Giuseppe and his team are exceptionally professional. You will not be disappointed if you work with them - they deliver on their promises and make the lending process as painless as possible.

-Hilary F

I would recommend everyone to Giuseppe, and especially first-timers. His knowledge, experience, and trust put me at ease. His team was flawless in their execution! I have worked with him twice now, and am very pleased with how smooth and easy the process was for me. He also gave me great advice.

-Susan M

Giuseppe and his team took the worry and anxiousness out of buying a home. He was there every step of the way keeping us informed and educated. Couldn't of asked for a better home buying experience! Thank you Giuseppe!

-Abby Z

Giuseppe and his team were amazing! They were so easy to work with and were extremely helpful in answering any questions we had about the loan process. From the moment we first contacted Giuseppe, he and his team were in constant communication with us asking how our house hunt was going and if we needed anything from them along the way. I can't imagine having the process go any smoother and we definitely have Giuseppe and his team to thank for that! Will definitely be recommending his services to any friends in the future!

-Matt L

Giuseppe and his team are amazing. He was quick to respond to any question or concern I had, was constantly checking in with me during the purchase and made me feel comfortable during the entire process. I will be recommending him to any of my family and friends who are looking to purchase or refinance a home.

-Stacey G

Giuseppe and his team were amazing! They are all quick to respond to emails and phone calls, knowledgeable and were able to help me find a physican loan. The entire process couldn't have gone smoother.

-Juliey D

We purchased our new home about 1 week ago. Giuseppe and his team made our experience flawless. They answered every question and gave us options that would work for us. Everything is done weeks in advance so when the closing came up there were no surprises! They could not have made this easier for us if they tried. A Flawless Team and great to work with!! Thank you Giuseppe and Team!!!

-Jeff M

Giuseppe and the Hallmark team helped me through the very intimidating process of buying my first home. Not only was he extremely responsive, but he also spent the time I needed to understand in detail all my options. I knew very little going into the process and by the time it was all said and done--I felt like I was well versed in everything I was undertaking. The transaction was well explained and broken down so I could see and understand all the figures. Next steps were outlined so I knew exactly what I needed to do and when to have them completed by. I really appreciated having Giuseppe and the entire Hallmark team behind me. He came to my closing at the title company, which I really appreciated. I felt well taken care of with no surprises. He was a pleasure to work with!

-Sandra W

We just closed on a home purchase with the help of Giuseppe. He was great to work with and extremely patient as the home we purchased was a short sale and took over 6 months. He ensured that as soon as we had approval from the bank we were ready to go. I highly recommend Giuseppe and the entire Hallmark team.

-Randy P

My husband and I just refinanced our home with Giuseppe and also used his services to purchase our home two years ago. Each time we work with Giuseppe and his team, they provide outstanding service. No detail is missed. Giuseppe has great knowledge of the market and has never pressured us to make a decision - he's always very responsive and patient with all of our questions. Giuseppe's team takes the stress out of home buying and refinancing!

-Cassie W

Giuseppe and his team are extremely helpful through the entire home buying process! This was our first home purchase, and we had a lot of questions. I felt that Giuseppe wanted to help us and give us advice that would put us in the best possible position. The Denver housing market is a tough one for buyers. I felt Giuseppe did whatever he could to market us to sellers to help increase our chance to win the home. We will definitely use Giuseppe again!

-Spencer T

Giuseppe and his entire team was the most professional and attentive lender we have ever worked with. He made every offer submitted a seamless transition and helped with our multiple questions and clarifications needed the entire time. It was more than once that we required Giuseppe's help after-hours, or weekends and he did not delay responding immediately (even for an offer on Super Bowl Sunday)! I will be recommending his services to anyone ready to tackle this crazy market & will keep in-touch for any future lending needs, or refinancing.

-Don M

Giuseppe and his team were incredible from start to finish. Every question was answered in a way we could understand, and the process was quick and painless as compared to other lenders we've used in the past. Professional, honest, efficient, and integrity are all words that I would use to describe Giuseppe and his team at Hallmark! If you're considering a home loan or a refi, STOP LOOKING--this is your guy!

-Brian D

Ashely, Giuseppe, et al,
A huge thank you to you and your team for helping us through this process! You have all been great to work with, and we both appreciate your professionalism, efficiency, integrity, and attention to detail. The experience we had with our mortgage broker when we purchased our home was less than pleasant, so working with all of you at Hallmark was a breath of fresh air!
I’ve already passed your contact information on to a friend who is considering a refinance on their home in Commerce City, and I plan to do the same for anyone who is considering purchasing or a refi. Again, thank you so much for all your help. We’re looking forward to Monday afternoon!
-B

Working with Giuseppe and the team at Hallmark was fantastic. I spoke to other lenders as well but after the initial call with Giuseppe I knew I was in the right place. Being a first time home buyer I could tell they went above and beyond to make sure I was comfortable every step of the way and were happy to answer any questions I had. I'd recommend Giuseppe in a heartbeat to friends, family and colleagues looking to secure a home loan.

-Sam R

Working with Giuseppe and his team was smooth and easy. Very responsive to emails and worked with me and my needs. Everything was explained in detail and I was given options as well to choose from for my refi! Thank you!

-Heather F

Giuseppe was one of five people we contacted at various businesses in order to get a construction loan to build a house. Hands down he immediately won our business with his demeanor, knowledge, responsiveness to questions, and available products to offer. Throughout the building of the house, he and his team were always on the ball, getting us information as it came up, even for items we might be disappointed in (things /always/ happen in construction that aren't expected). He or his team members were quick to respond to any email or phone request we made, and during the closings we did, the process was very simple and as quick as they can be since everything was in order. Our builder was also able to work directly with Giuseppe's team and leave us out of the middle for /tons/ of discussions that we didn't need to be involved in, making the process even easier for us.

-Andrew M

What a great team. They made everything work even a 28 business day close. His team provided gentle nudging alone and great guidance on how to get the materials to them - even how to print out some of the reports they needed. I think that my realtor is going to use them now.

-Allyn

This was the second time we worked with Giuseppe to buy a house. We cannot say enough good things about him and we recommend Giuseppe to everyone! He and his team took the stress out of the home buying process. He answered all of our questions, promptly returned calls, and went above and beyond both times we worked with him. You will not regret calling Giuseppe!

-Courtney L

We just purchased our new home 1 week ago. Giuseppe made our experience flawless. He answered every question and gave us options that would work for us. everything is done in advance so the week of the closing there are no last minute scurries to put it together. We truly appreciate having knowledgeable people on our side. It does make a difference! Thank you Giuseppe.

-Jarrod G

Giuseppe was excellent! Before him we had another mortgage company and our experience was horrible. That experience before him made us nervous and confused to say the least. However, when we sat down with Giuseppe he answered all our questions, explained the process and gave us a peace of mind that we were in good hands. He went above and beyond our expectations. Being first time home buyers we had no idea what we were doing. He helped us feel confident and comfortable with purchasing our home. We will recommend him to everyone and use him in the future if we need.

-Nathan F

“We’ve used Giuseppe twice now, once for our initial purchase and recently for a refi. I’ve worked with many different people over the years for mortgage loans but Giuseppe is hands down the best. He’s quick, responsive, does the work to structure the best options to get you approved and meet your needs, and he’s a super nice guy. Can’t beat that.”
-Glen H

Giuseppe---thanks very much for helping us with our refinance.  Your team is fantastic and make the process extremely easy.  Thanks again and take care.
-Cristine and Mark

If you're looking for someone to decrease your stress, take care of the details, and educate you in the process - all while trying to buy a home - Giuseppe and his team are the ones to call! We were not first time home buyers and we have met our share of shady financial characters, so when we started working with Giuseppe we were hoping for something different but not counting on it. Giuseppe is definitely that someone different! He and his team got us pre-approved for our loan extremely quickly; he helped us better understand the pros and cons of putting more or less into our down payment; he had us gather and submit all of our documents early in the process so as not to hold up our closing; AND when my husband lost his job just 4 days after we entered escrow to buy house, Giuseppe was kind and compassionate - assuring us that it would all work out in the end... and it did. When we were ready to look for a house again, Giuseppe was ready for us with all of our previous paperwork. You really should call Giuseppe. You will not be disappointed!

-Nick L

Giuseppe and his team are incredible! As a first time home buyer I was nervous about making sure I knew what I needed as well as making sure it was all to the right person in a timely fashion. His team was very helpful in explaining every step of the process and was incredibly responsive with what they needed from me to help me move forward. They were a pleasure to work with and their work is second to none!

-Meg B

He is so wonderful and helpful to work with! Explained everything to me that I needed to know for my closing, and was very easy to get a hold of. Thanks again, Giuseppe!

-Emily S

I just wanted to email you and tell you how happy we were with your company.  Jennifer and I put off re-financing our house for several months due to the pain and frustrating experience that purchasing had become, especially in underwriting.   brother recommended that we use your company and we were skeptical at first, as we don't trust a lot of people.  We were extremely surprised with the helpfulness of your staff, they called us back immediately when we had questions.  They took the time to explain the next steps in the process and answer questions.  The underwriting process was pleasant and not a "nickel and dime" process that we had come to expect from other home transactions.  Also, we knew we were in good hands when we told our home appraiser who we were using and he said "you have the best!"  Please express our thanks to you and your staff! Jennifer and I will highly recommend you and your company.
-Ryan J

I have worked with Giuseppe and his team 3 times. Once on my first home purchase, once on a refi (which he recommended to me after this purchase and saved me money with no cost on my end out of pocket) and a 3rd time on a new purchase. Everyone on the team was very responsive and helpful. Even the realtor on the seller's side made a comment at closing about how good he was. I would recommend him to anyone looking for mortgage help.

-Raquel S

Giuseppe and his team are fantastic! They explained every step thoroughly, anticipated our every question, and by the time we got to the closing table we were well educated on the process and enjoyed a very smooth, stress free close. Bonus- our loan closed on time and under budget as guaranteed!

-Laura A

Giuseppe and his team are amazing! They explained all of the steps to us (first time home-buyers) quickly as they arose, and even answered many questions before we even thought to ask! By the time we got to the closing table, we were very confident in the whole process, the team made what could have been a very stressful day a happy day instead. On top of the stellar service, our loan closed under the estimate amount and on time as promised!
-Laura

Giuseppe couldn't have made our loan process any easier. He presented all our loan options to us along with all costs upfront. We appreciated his attention to detail and always keeping an open line of communication whenever we had questions. He was a fantastic team member that made our home buying experience flawless.

-Steven K

Giuseppe and team are inarguably the best around! They did our home mortgage a year ago, which went without a hitch, and then refinanced our home for us recently. First class in professionalism, timeliness, and getting the job done hassle-free. I don't see us ever using another lender to do business with; the service he provides consistently exceeds our expectations. Thanks for making this process so simple and giving us reason to fully put our trust in you, Giuseppe!

-Ann B

Giuseppe and his team were very professional and responsive in every step of our homebuying process. We were first-time home buyers, so we had a lot of questions. Giuseppe was great at answering them over the phone or sitting down with us in his office. I would definitely recommend him to my friends and family!

-Ben C

I have worked with Giuseppe and his team on two separate occasions. In both instances, the level of service and support was unbelievable. Giuseppe and his team (Ashley and Karlee) were wonderful in how quickly they were able to get my questions answered, as well as letting me know exactly where I was in the process and what to expect next. I would recommend them very highly, as their service is unparalleled!

-Matt F

 

We purchased our new home about 1 week ago. Giuseppe and his team made our experience flawless. They answered every question and gave us options that would work for us. Everything is done weeks in advance so when the closing came up there were no surprises! They could not have made this easier for us if they tried. A Flawless Team and great to work with!! Thank you Giuseppe and Team!!!

-Jeff & Shannon

Giuseppe and the Hallmark team helped me through the very intimidating process of buying my first home. Not only was he extremely responsive, but he also spent the time I needed to understand in detail all my options. I knew very little going into the process and by the time it was all said and done--I felt like I was well versed in everything I was undertaking. The transaction was well explained and broken down so I could see and understand all the figures. Next steps were outlined so I knew exactly what I needed to do and when to have them completed by. I really appreciated having Giuseppe and the entire Hallmark team behind me. He came to my closing at the title company, which I really appreciated. I felt well taken care of with no surprises. He was a pleasure to work with!

-Sandy

We just closed on a home purchase with the help of Giuseppe. He was great to work with and extremely patient as the home we purchased was a short sale and took over 6 months. He ensured that as soon as we had approval from the bank we were ready to go. I highly recommend Giuseppe and the entire Hallmark team.

-Randy & Tara

My husband and I just refinanced our home with Giuseppe and also used his services to purchase our home two years ago. Each time we work with Giuseppe and his team, they provide outstanding service. No detail is missed. Giuseppe has great knowledge of the market and has never pressured us to make a decision - he's always very responsive and patient with all of our questions. Giuseppe's team takes the stress out of home buying and refinancing!

-Cassie & Dan

Giuseppe and his team are extremely helpful through the entire home buying process! This was our first home purchase, and we had a lot of questions. I felt that Giuseppe wanted to help us and give us advice that would put us in the best possible position. The Denver housing market is a tough one for buyers. I felt Giuseppe did whatever he could to market us to sellers to help increase our chance to win the home. We will definitely use Giuseppe again!

-Spencer & Ellie

Giuseppe and his entire team was the most professional and attentive lender we have ever worked with. He made every offer submitted a seamless transition and helped with our multiple questions and clarifications needed the entire time. It was more than once that we required Giuseppe's help after-hours, or weekends and he did not delay responding immediately (even for an offer on Super Bowl Sunday)! I will be recommending his services to anyone ready to tackle this crazy market & will keep in-touch for any future lending needs, or refinancing.

-Donnie & Donnetta

Giuseppe and his team were incredible from start to finish. Every question was answered in a way we could understand, and the process was quick and painless as compared to other lenders we've used in the past. Professional, honest, efficient, and integrity are all words that I would use to describe Giuseppe and his team at Hallmark! If you're considering a home loan or a refi, STOP LOOKING--this is your guy!

-Brian & Jessica

Working with Giuseppe and the team at Hallmark was fantastic. I spoke to other lenders as well but after the initial call with Giuseppe I knew I was in the right place. Being a first time home buyer I could tell they went above and beyond to make sure I was comfortable every step of the way and were happy to answer any questions I had. I'd recommend Giuseppe in a heartbeat to friends, family and colleagues looking to secure a home loan.

-Sam

Working with Giuseppe and his team was smooth and easy. Very responsive to emails and worked with me and my needs. Everything was explained in detail and I was given options as well to choose from for my refi! Thank you!

-Heather

Giuseppe was one of five people we contacted at various businesses in order to get a construction loan to build a house. Hands down he immediately won our business with his demeanor, knowledge, responsiveness to questions, and available products to offer. Throughout the building of the house, he and his team were always on the ball, getting us information as it came up, even for items we might be disappointed in (things /always/ happen in construction that aren't expected). He or his team members were quick to respond to any email or phone request we made, and during the closings we did, the process was very simple and as quick as they can be since everything was in order. Our builder was also able to work directly with Giuseppe's team and leave us out of the middle for /tons/ of discussions that we didn't need to be involved in, making the process even easier for us.

-Elizabeth & Andrew

What a great team. They made everything work even a 28 business day close. His team provided gentle nudging alone and great guidance on how to get the materials to them - even how to print out some of the reports they needed. I think that my realtor is going to use them now.

-Allyn

This was the second time we worked with Giuseppe to buy a house. We cannot say enough good things about him and we recommend Giuseppe to everyone! He and his team took the stress out of the home buying process. He answered all of our questions, promptly returned calls, and went above and beyond both times we worked with him. You will not regret calling Giuseppe!

-Courtney & Jason

We just purchased our new home 1 week ago. Giuseppe made our experience flawless. He answered every question and gave us options that would work for us. everything is done in advance so the week of the closing there are no last minute scurries to put it together. We truly appreciate having knowledgable people on our side. It does make a difference! Thank you Giuseppe.

-Jarrod & Kimberly

We just purchased our new home 1 week ago. Giuseppe made our experience flawless. He answered every question and gave us options that would work for us. everything is done in advance so the week of the closing there are no last minute scurries to put it together. We truly appreciate having knowledgable people on our side. It does make a difference! Thank you Giuseppe.

-Nathan & Chanda

“We’ve used Giuseppe twice now, once for our initial purchase and recently for a refi. I’ve worked with many different people over the years for mortgage loans but Giuseppe is hands down the best. He’s quick, responsive, does the work to structure the best options to get you approved and meet your needs, and he’s a super nice guy. Can’t beat that.”

-Glen & Nicole

Giuseppe---thanks very much for helping us with our refinance.  Your team is fantastic and make the process extremely easy.  Thanks again and take care.

-Cristine and Mark

I have worked with Giuseppe and his team on two separate occasions. In both instances, the level of service and support was unbelievable. Giuseppe and his team (Ashley and Karlee) were wonderful in how quickly they were able to get my questions answered, as well as letting me know exactly where I was in the process and what to expect next. I would recommend them very highly, as their service is unparalleled!

-Matt

Giuseppe and his team were very professional and responsive in every step of our homebuying process. We were first-time home buyers, so we had a lot of questions. Giuseppe was great at answering them over the phone or sitting down with us in his office. I would definitely recommend him to my friends and family!

-Ben

Giuseppe and team are inarguably the best around! They did our home mortgage a year ago, which went without a hitch, and then refinanced our home for us recently. First class in professionalism, timeliness, and getting the job done hassle-free. I don't see us ever using another lender to do business with; the service he provides consistently exceeds our expectations. Thanks for making this process so simple and giving us reason to fully put our trust in you, Giuseppe!

-Richard & Ann

Giuseppe couldn't have made our loan process any easier. He presented all our loan options to us along with all costs upfront. We appreciated his attention to detail and always keeping an open line of communication whenever we had questions. He was a fantastic team member that made our home buying experience flawless.

-Steven & Karen

Giuseppe and his team are amazing! They explained all of the steps to us (first time home-buyers) quickly as they arose, and even answered many questions before we even thought to ask! By the time we got to the closing table, we were very confident in the whole process, the team made what could have been a very stressful day a happy day instead. On top of the stellar service, our loan closed under the estimate amount and on time as promised!

-Laura

I have worked with Giuseppe and his team 3 times. Once on my first home purchase, once on a refi (which he recommended to me after this purchase and saved me money with no cost on my end out of pocket) and a 3rd time on a new purchase. Everyone on the team was very responsive and helpful. Even the realtor on the seller's side made a comment at closing about how good he was. I would recommend him to anyone looking for mortgage help.

-Raquel & Nathan

I just wanted to email you and tell you how happy we were with your company.  Jennifer and I put off re-financing our house for several months due to the pain and frustrating experience that purchasing had become, especially in underwriting.   brother recommended that we use your company and we were skeptical at first, as we don't trust a lot of people.  We were extremely surprised with the helpfulness of your staff, they called us back immediately when we had questions.  They took the time to explain the next steps in the process and answer questions.  The underwriting process was pleasant and not a "nickel and dime" process that we had come to expect from other home transactions.  Also, we knew we were in good hands when we told our home appraiser who we were using and he said "you have the best!"  Please express our thanks to you and your staff! Jennifer and I will highly recommend you and your company.

-Ryan & Jennifer

He is so wonderful and helpful to work with! Explained everything to me that I needed to know for my closing, and was very easy to get a hold of. Thanks again, Giuseppe!

-Emily

Giuseppe and his team are incredible! As a first time home buyer I was nervous about making sure I knew what I needed as well as making sure it was all to the right person in a timely fashion. His team was very helpful in explaining every step of the process and was incredibly responsive with what they needed from me to help me move forward. They were a pleasure to work with and their work is second to none!

-Meg

Giuseppe and his team are fantastic! They explained every step thoroughly, anticipated our every question, and by the time we got to the closing table we were well educated on the process and enjoyed a very smooth, stress free close. Bonus- our loan closed on time and under budget as guaranteed!

-Laura

 

Giuseppe and his team were wonderful to work with. I completed the online application, provided my documentation and was pre-approved within days. The pre-approval provided the sellers with one more reason to choose my offer and I'm delighted they did. The loan process was done early and within budget. I have not had a closing go this smoothly in prior dealings and I highly recommend Hallmark Mortgage.

-Julie

 

We worked with Giuseppe to buy our very first home. He was more than professional and super helpful at every turn. Everything was so easy, right from the beginning. Giuseppe and his team kept us informed and updated with any and all information that they needed from us in order to make the transaction smooth. I really could not have asked for a better lender. I have heard of the many horror stories with buying a home and I can honestly say that I forgot what a large purchase we were making during the process because it was so simple. Thank you Giuseppe!!!"

-Carrie & Lindsey

 

We used Giuseppe for our home refinance five years ago. When it was time to sell our old house and buy our new home this year, we didn't think twice about who to contact as our mortgage company. From our initial pre-approval call with Giuseppe in April, 2015 through our closing in July, 2015, Giuseppe and his team were 100% engaged in our needs. No detail was overlooked. Because the housing market is as crazy as it is, we were concerned with moving the process along quickly. Our agent (who Giuseppe also put us in contact with and we loved), mentioned many times that if we were using any other mortgage firm he would be concerned, but there is never a doubt things will get done, and get done fast and accurately with Giuseppe and his team. Not only was everything done in plenty of time, everything came in under the estimated numbers, making us more money in the end! Giuseppe is hand's down the best in the league!

-Brad & Julie

 

"We’ve worked with a lot of different lenders over the years and I have to say Giuseppe is the best. Each time we started looking at homes we weren’t as prepared as we should have been on the financing side of things.  Giuseppe moved quickly to get us on the right track. And his guidance to best position us for loan qualification and research in to different loan options got us in our perfect home!"

-Glen and Nicole

 

Hello Giuseppe! Just wanted to say thank you for all of you and your teams hard work! Thank you again, you will always be the the person I recommend!

-Matt

 

Your staff is amazing and Giuseppe is a true professional. His walk through videos and communication is top notch! I do and will continue to refer you guys 24/7!!!

-Shaun

 

In a competitive market like the Denver area, you can't afford to work with an unresponsive or often-delayed mortgage company. We learned this the hard way and immediately switched to Giuseppe & Hallmark -- a great choice, in the end!
Giuseppe made what is a very complicated process very clear and manageable for us. He educated us along the way and we were very confident in our final loan terms and options. We closed on time and our closing costs were actually below the estimate. With Giuseppe, you can expect clear communication, a responsive and knowledgeable staff working with him, and a close date you can count on. We have already referred our friend to Giuseppe, and we will continue to do so moving forward."

-Meghan

 

Giuseppe,Thank you so much for all you and your staff have done!  This has been a very smooth process and I have already and will be recommending you and Shirley to all my neighbors in my apartment complex who are looking to buy a home this spring and summer.  She said you were the best, and she is absolutely right!  I look forward to meeting you in person on Monday.  Thanks again!

-Anjal

 

We were referred to Giuseppe a little over a year ago and we are so glad that we were.  My wife and I were trying to purchase a new home in a very hot market for a little over 2 months.  When we finally found a house that we wanted to buy, we were a little discouraged to find that we were one of 9 buyers that placed a bid that day.  Surprisingly, our bid was accepted!  When we asked the selling realtor what factors led to the final decision, she noted that one reason was the reputation of our lender.  She had assured her clients that she had worked with Giuseppe before, and if he was involved in the deal, she knew it would be a smooth and surprise-free transaction.  That’s when I knew we were with a winner.  In the end, we decided to let the deal fall through due to concerns raised in the inspection results, and opted to pursue a new build in a developing area.  During that time that we were waiting for our new home to be completed, we kept in touch with Giuseppe throughout the process.  He continued to keep us up to speed on the most current interest rates on a weekly basis and met with us on several occasions to discuss the pros and cons of various loan options we were considering as we prepared for the closing process.  He even handled a refinance for us on a rental property we own which was executed flawlessly.  While we were waiting for our home, we came across several different lenders that vied for our business with deals and gimmicks that at a glance, seemed like great financial opportunities.  We ultimately decided to stay with Giuseppe as our lender because we knew that we could trust him to give us honest counsel, reliable service, and a competitive price with no surprises.  As we expected, our closing went off without a hitch and we couldn’t be happier.

-Nick

 

I can't say enough about Hallmark Mortgage! Giuseppe has been amazing! In addition, Karlee was a pleasure to deal with. However, the amazing piece to the puzzle was Ashley! She couldn't get enough praise from me. There were times when I would email either Giuseppe or Karlee and they were busy. Within a few minutes or hours I would either get an email or phone call Ashley with the answer I needed. My closing was perfect. I was a little nervous about closing on time or having to come up with extra money. I have heard the horror stories from my realtor about closing nightmares. Not with Giuseppe! Perfect closing! In addition, while at the closing, the Title company representative and the sellers agent both praised Giuseppe about the amazing response and preparedness of the lender. I quote, "this is the smoothest transaction I have ever had". Proud to be your client! I'm a customer forever.

-Chris

 

"My wife and I had the pleasure of having Giuseppe assist us with the original purchase of our first home and a subsequent refinancing. Giuseppe (and his team) are professional, easy to work with, and, above all else, caring and understanding. Having such a wonderful team assist us with our home buying needs made the process simple and less stressful than it could have been. We will gladly work with Giuseppe and his team in the future if the need arises. Thank you for everything!"

-Troy

 

Giuseppe was awesome from the start to finish of my loan process. He is very good at what he does and always there to answer all of my questions and concerns. His team was also there to help get things done and moving along and to make it easier for me. I appreciate such great service and attendance to my loan experience. Thanks again!

-Kellie

 

The process was lightning fast and I was never confused about what was coming next or what I needed to provide. I never experienced a single moment of frustration and everyone I dealt with was pleasant and easy to work with. I would highly recommend Giuseppe and his team to anyone.

-Jay

 

Thank you Giuseppe, you have helped me do what I thought was impossible. This has changed my life. I will now be focused on my personal finance and credit. I have a sister who will be buying soon. She already has your info

-Justin

 

Incredible experience to work with Giuseppe! He exceeded our expectations and we want to express our immense gratitude for making a complicated process so uncomplicated and painless.

-Rebecca

 

I used Giuseppe for my first mortgage 3 years ago and he was awesome! He was so knowledgeable and walked me through everything and made sure I was comfortable with the entire process. I just used him again for a refinance and he continues to blow me away with his professionalism, attention to detail, knowledge and outstanding customer service! His team is the very same, simply the best at what they do! I would recommend Giuseppe to anyone looking to do business with someone they can trust!

You really are the VERY BEST G!!!!

-Rachel

 

Giuseppe was refreshingly professional and very easy to deal with. As a first-time homebuyer who is also one of those economy-weary millennials, it was crucial that I get as much information as possible about how much house I could afford, and Giuseppe was instrumental in walking me through that process very early. I had actually been very uncomfortable with a previous pre-approval I had received that seemed too high, and I was a bit trepidations about mortgage brokers generally. Luckily Giuseppe eased those fears by disclosing plenty of information upfront and getting me to a house purchase amount with which I was comfortable. Giuseppe is a diamond in the rough and I highly recommend him.

-Lindsey

 

Hi Giuseppe!We want to thank you, and your staff for working as hard and quick as you did to get this done for us. You should toot your own horn because you did just what you said you would do, and we truly appreciate you. We will definitely refer you to all our friends and family should they decide to purchase a home. This is great news and we're very excited. We will see you at 10am on Tuesday. Thank you!
-Joy and Todd

 

I have had the pleasure of working with Giuseppe twice now and I would recommend him to anyone looking for a home mortgage. I first came to him via my Realtor after financing fell through due to mistakes made by another lender with only 8 days to closing. Giuseppe was quickly able to put me at ease and get me to close on time and with minimal stress. The next time I went to purchase a new home I had no question who I wanted to work with. The second closing was as smooth as could be and I was well prepared upfront with information such as my pre-approved budget, what was needed from me along the way, and confident in knowing the loan was 100% approved with time to spare. Aside from the fact that Giuseppe is an expert on mortgage lending and that it is clearly visible that he loves his job - what stands out above all else is his commitment to excellent customer service. I truly don't think I could have had a better experience working with anyone else!"

-Julie

 

Giuseppe, and the entire Hallmark Home Mortgage team, is top notch. Giuseppe promised results and delivered ahead of schedule, and under budget. Giuseppe kept me up to par on market trends and was quick to thoroughly answer any questions I had. His team was very proactive and did all of the "dirty work" behind the scenes and made the entire home buying experience seamless. I've heard horror stories about the mortgage process with hidden fees, surprising costs and loans defaulting for various reasons. It's not the case with Giuseppe. He lives up to his mantra of "closing loans on time, under budget, with no surprises.

-Sarah

 

Thank you so much to My Denver Home Loan - Giuseppe Battaglioli and his team. We couldn't not have had a better experience buying our home, and your team was great to work with. You are the only Loan company I will recommend in the future, and I will be a return client. Thank you.

-Scott

 

One helpful thing would be a list of who each person is at your company that we will interact with and their role. We ended up getting contacted by some folks that we didn't know. Giuseppe was very honest and up front about everything we were looking through. He made it a point at each step to explain things when we had questions. We originally called him as we were looking for a shorter closing time for an offer we were submitting but kept with him for the final offer on a different home we ended up purchasing.

-Johann

 

Giuseppe was very helpful and great to work with. He and the processing team took all of the stress away from buying my home. When I submitted the offer on the house, it turned into a bidding war. The seller's agent said that when she saw that Giuseppe was my loan originator, she immediately preferred to accept my offer because there wouldn't be any finance issues because Giuseppe is "exceptional!"

-Sarah

 

Things went great, from contract to close was less than 2 weeks on my new house and with no issues at all!

-Chris

 

Giuseppe and Ashley did a great job in helping Cassie and I get our house! I really appreciate their patience and explaining everything along the way.

-Dan

 

Giuseppe and his team were excellent communicators and made my home-buying process as smooth as possible. I was very impressed with the high level of service and all the care they took to ensure every detail was covered before closing day.

-Alaina

 

Giuseppe and his team at Hallmark Mortgage were professional, timely, knowledgeable and an overall pleasure to work with. They walked us through the process step by step and provided support and rapid responses to our questions. Our refinance was anything short of simple and they were able to obtain approval for us even with a complicated tax situation and marginal credit history. We cannot thank Giuseppe and his team enough. We will surely recommend them to all our friends and family.

-Matt Monaghan

 

Giuseppe is a star player and went out of his way late on a Sunday night to get us pre-approved for a loan on a home that had two competing bids. We probably got the home as result. Many kudos

-Stephen Page

 

We recently purchased a new home that was bank owned and in foreclosure. There were several very challenging aspects of the transaction including a very short timeframe from the day our offer was accepted to the closing date, a sale price that required a jumbo loan and a very uncooperative seller. In spite of these and the many other challenges that arose, Giuseppe and his team at Hallmark Home Mortgage provided all of the expertise, assistance and support that anyone could have wanted to get us to and through closing. Giuseppe even came to the closing to provide additional moral support.  It was a pleasure working with Giuseppe and his highly qualified team and I would recommend them to anyone that is buying a new home or refinancing. We will definitely use Hallmark Home Mortgage again should the need for mortgage services arise."

-Jean Paul Casaubon

 

My husband and I have just closed on our second loan with Giuseppe! I can't imagine using anyone else and have recommended him to all of my friends and family. Giuseppe is very personable, knowledgeable and punctual. Both times we've used his services we have closed on time with no last minute surprises. If you're looking to buy or refinance Giuseppe is hands-down the best, no hassle choice!

-Sylvia Haase

 

My husband and I have worked with Giuseppe and his team on 3 occasions (2 purchases and 1 refinance). His attention to detail and dedication to excellence is top notch. It has been truly a pleasure working with Giuseppe. We highly recommend his services and expertise

-Kari Lembke

 

Thank you so much for being present at the closing yesterday and also for all of your help and great communication along the way! It was truly a pleasure to work with you - I thanked Stella for her great referral, too. I'm thankful to have had such a great team on my side to help me get into this great little home.

-Alaina P

 

Giuseppe and Hallmark together are a well-oiled machine! We are a more complicated file as owners of multiple businesses, but Giuseppe got our approval done in time and under initial projections on cost. He is very communicative during the process which was reassuring and he is quick to respond to questions/concerns. We very highly recommend Giuseppe and his team!

-John and Carla Thomas

 

I want thank all of you for everything you have done for me to make the purchase of my home as easy as it was. I don’t know how I would have managed if I did not have the Hansford and the Hallmark Teams, to handle everything. I have had enough to deal with through the divorce process getting my life moving in a better direction.  I truly can’t express enough how thankful I am to have had all of you there to help me.  I only wish the other 2 transactions were as easy as you all made this one look.

-Jason Wilcox

 

Giuseppe did a fantastic job of finding a great way to re-finance our home mortgage. He is very creative and seems to genuinely care about the people he helps. He did a great job and I strongly recommend him.

-Bob Casto

 

Giuseppe was professional, informative and accurate right from the start of our home loan approval process. He and his staff kept us on track each step of the way. We had no surprises throughout the process and actually paid less than what we were originally quoted! We were VERY pleased with our experience and will go back to Giuseppe for our next home loan.

-Lana Frank

 

These guys provided the customer service the big national chains could not. After a terrible experience with Wells Fargo, we came here and it felt like a breath of fresh air. They did what they said they would do, and did it on time.

-Tim Koch

 

We have nothing but good things to say about you and your team! The experience of purchasing a home and going through the loan/approval process is extremely stressful and nerve-racking, however, you all were able to make it appear as seamless as possible. We will definitely be sharing our experience with others and letting them know just how outstanding we found your service to be.

-Rachel D

 

Giuseppe was very helpful! The process went very smoothly and he was always on top of things (even responding to my emails on Sunday evening). I would highly recommend him!

-Gesemia Nelson

 

Giuseppe was our loan officer for the house we bought. Besides getting us a great rate, he was extremely reliable. He's very service oriented and always did what he said he would do. I would recommend Giuseppe to anyone looking to buy a home or refinance.

-Joe Limone

 

Giuseppe was extremely helpful during our first home purchase. I had a lot of stupid questions along the way, but Giuseppe was very respectful, knowledgeable, and fast with his answers. He explained every stage of the loan process and our closing costs were under budget and everything was on time. I will recommend his services to family and friends in the future.

-Bryce Perica

 

Giuseppe was referred to me by a friend as a great mortgage lender. I have to say that he did not disappoint. It's rare today to find people that look out for you just because they have the integrity to do so. Giuseppe and his team informed me early on in the process what was needed from me, outlined in detail my options and talked me through anything I did not understand. Everyone was patient and personable. He kept his word on everything we discussed and even exceeded my expectations. For such a big change in one's life, he made the process smooth and flawless. The days leading up to the closing and the day of closing were not at all chaotic like I had heard others' warn me it would be. Instead, it was as easy and exciting as it should be for a new homeowner. I will definitely work with Giuseppe in the future! Thank you for making this a positive experience!

- Cari Hemmingsen

 

 

Giuseppe and his team are the best we have ever worked during the mortgage process. They stayed in constant contact with us, even through a several month closing. We always knew exactly where we were in the process, thanks to constant emails and phone calls. Both Giuseppe and his team went out of their way to make sure we had everything we needed for the day of closing. When we ran into problems getting the cashier's check, they worked with me for several hours to find a solution. They are fantastic! I would recommend them to anyone.

-Brittney Ames

 

Everyone has been great to work with and very understanding with the bumps in the road that we experienced. I loved working with both Staci and Giuseppe, particularly since they seemed just as excited as we were when an offer was accepted and happy for us! I never felt like I wasn't as much of a priority as someone who would have had a larger loan. I would definitely recommend them to anyone in the future.

-Emily Rauch

 

Giuseppe and his team made pre-qualifying and purchasing our home so easy. My husband and I were extremely satisfied. Giuseppe was informative every step of the way regarding our loan and interest rates. Giuseppe was always available to answer any questions we had. Also, Giuseppe was most supportive when we were down to the wire and the seller wasn't sure she was going to sell her home. Giuseppe was most reassuring and eased my stress. I will tell everyone I know to go to Hallmark Mortgage for a home loan!!! Giuseppe and his team are the best!!

-Yvette Denison

 

I had been procrastinating a re-finance because I knew I didn't have time. Giuseppe and his team were amazing and made it so easy. I supplied the required documents and the team followed up with to ensure all was complete. I had tried to combine my 1st and 2nd loans less than 1 year ago and that company said I had no options. So, I am extremely satisfied that Giuseppe and Hallmark was recommended from a family friend. I will definitely recommend to other in the future. Thank you for everything!

 

-Courtney White

 

There were no surprises in the loan process and with closing, as promised. They kept in contact with us throughout the process and were very straight forward. Giuseppe and his team made the home buying process very easy. They are very honest with estimated payments and costs of the purchase, and then beat the numbers!

-Aaron Spence

 

Giuseppe, thanks so much, we really appreciate you and your team’s efforts. Each of you have been outstanding to work with and we will definitely refer you to any of our friends or family who need assistance with a home. We are both looking forward to the closing tomorrow. Thank you,

-Mark Potter

 

Giuseppe did an excellent job helping me with my home refinancing. He took what appeared to me to be a daunting task and turned it into a great experience. He answered all of my numerous questions along the way with detail and in a timely manner. I would not hesitate to recommend him for refinancing needs.

-Sharon Majetich

 

Giuseppe was very easy to talk to and explained the lending process very well. He charged a flat rate for the mortgage which was great and our closing costs came in below is estimates. It was very comfortable and fun to go through the loan process with Giuseppe.

-Mike Huelskamp

Giuseppe was the loan officer that I selected when purchasing my first home. In a fast paced competitive market, he was available when I needed him and was able to react quickly with advice. I wouldn't hesitate to recommend talking to him if you're in the market for a new home!

-Nathan Keiser

 

Hi Giuseppe, first I would like to say this experience has been flawless compared to working with BOA a few years ago when I purchased my home in Colorado Springs. You folks have made the home buying experience very enjoyable, however I will admit there were some times that it was a bit stressful selling and purchase a home in such a short time frame. You and your staff always keep me up today date on any documents required and you and your staff were very responsive in communicating to me the progress of the loan process. You bet I will share my experience Hallmark Home Mortgage with my friends and family and I will be very happy to provide you a testimonial regarding by loan experience with Hallmark Home Mortgage. Please thank your staff for all the support and thank you Giuseppe. I do want to give a shout out to our new family friend Sonia Shakshaft the Tallman/Hickman family has adopted you and without her much of this would not be possible. Please share.

- Bill Tallman

 

Giuseppe, we just completed closing and were on time, and below quoted costs across the board. Thanks to you and your team (Staci and Rachel) for a truly flawless experience. Since I was completing the purchase of a home in Colorado from California your process and guarantee were appealing from the start, but I really had confidence from our first interaction when you took the time to understand my needs and fully explain the process...step by step. At the end of the day it's easy to guarantee something and another to deliver on it. We had a detailed plan and I was informed of progress and milestones throughout the process and never had a question that was unanswered the day it was asked, and I didn't really have to ask any. Honestly, the only thing that was even slightly uncomfortable was how far ahead of the timeline we were and the complete lack of surprises. It was an exceptional experience and I will wholeheartedly recommend you and Hallmark to anyone that is in the market and will be repeat customer! You and your team were great and a pleasure to work with.

-Brad Juhl

 

I just finished my fourth closing with Giuseppe and his team. Just like the prior three, this one was handled just the way their motto indicates: On Time, Under Budget, With No Surprises. This team continues to amaze me. My only surprise was how quickly and painlessly everything went!  Giuseppe and his team have my heartfelt thanks once again!

-Clark – Denver

 

 

Giuseppe, my wife and I would like to thank you and everyone else at Hallmark Home Mortgageoration for the painless process of our recent refinance. We have owned three homes and have had three refinances. We are quite familiar with the process and by far you and your staff was the simplest to work with. From the beginning you explained the process and the time period. Everything was as you explained. It was a tremendous joy and experience for us to work with you and your staff. Great job and again, thanks so much.

-Brice and Deb Moomaw

 

"Giuseppe and his team at Hallmark Mortgage have perfected the loan process. From application to close the mortgage process was smooth and efficient, and costs were disclosed upfront so there weren't any surprises. Giuseppe is knowledgeable and proactive in providing helpful information; even recording informative videos to accompany electronically distributed documents so you have easily navigate the shared information. I’d absolutely recommend Giuseppe as a competent and polished mortgage professional."

-India Lowe

 

"Thank you so much for all your help once again on an amazingly smooth loan closing! When I initially worked with you I was a first time home buyer and could not believe how well you explained the whole loan process, it made me feel so comfortable with the big purchase in my life I was making by really laying out and explaining the choices I had. There was no hesitation to contact you first when I was considering re-financing. Again, it was a new process to me and I wasn't even sure if it was worth it. Not only did you respond to me quickly, but again explained the process as well as pros and cons so that I could make an informed decision. I have to say that among all the parties involved in a real estate transaction, I could not more highly recommend you and your team and am always telling people about my great experience! And that says a lot considering loans are a huge investment. Again, I appreciate so much how you made the re-finance process go so smoothly and quickly and I look forward to being a client for life!"

-Erin O'Neill

 

"Giuseppe, you and your staff have been amazing! Thank you SO MUCH for all the hard work!!! Ty and I will sit down this weekend and write up a nice review for you all. I have seen some harsh times because of the lenders here at my job… I am amazed on how smooth this has all been (so is everyone I work with). Thanks again!

-Jessi Krosky

 

"Giuseppe did an amazing job for me. I was on a tight schedule and extremely fast paced closing on my home and Giuseppe was able to keep pace and make things happen quickly and efficiently all the while being able to give me an excellent rate on my loan. I was very pleased with his professionalism and the professionalism of everyone at Hallmark Mortgage. They are an amazing group and I would highly recommend them to anyone looking for a loan."

-Matt Lavin

 

"Giuseppe was wonderful to work with. He made the entire refinancing process very easy for us to undertake and was able to get a great result. I would highly recommend Giuseppe and his team for all mortgage related services."

-Laura Stephens

 

"This is the third transaction we have engaged in with Giuseppe and his team at Hallmark Mortgage and, as always, they have delivered under budget and on time! A smooth process from start to finish every time. We highly recommend them. No reason to look anywhere else, they will take care of you."

-Mark Mantel

 

"Initially, we had been with another lender, but on Tammy's recommendation, we switched to you. It was very reassuring to be able to get in touch with you whenever we needed to, and, unlike some of the other lenders I had spoken to, it was evident you were personally invested in the process. Thank you!"

-Steve Garbitelli

 

"Giuseppe,thanks again for getting our home loan processed within budget and on time. I appreciate the hard work and efforts of your staff at Hallmark and would gladly recommend your company to a friend or colleague. Best regards,"

-Rich Geving

 

"Just wanted to take this opportunity to thank you very much for all the work you did on our successful refinance of our home in Elizabeth. As you recall, our situation was somewhat unique and we appreciate the way you went the extra mile to get our loan approved. Your processor, Staci, and your loan documentation clerk, Rachel both provided timely and excellent service. There were no mistakes in any of the forms. The closing specialist, Melissa, from Ascendant Title Co. arrived on time and the closing process went very smoothly. Your website is very well designed and answers most client questions thoroughly. We also enjoyed your video discussions of changes in the loan process and interest rates.Keep up the good work."

-Bob Casto

 

Dear Giuseppe, it was a true pleasure in working with you during this process. You make this process, which can sometimes be a nightmare, a very easy experience. You were right, up front you explained to me what I could expect with fees, funding, etc. Now that I'm at the end of my process I see your figures and expectations presented at start were extremely accurate. I really appreciate this, and can only attest this to your experience as a Loan Officer. If the opportunity ever arises I will always steer friends and family to Hallmark Home Mortgage as long as you are there; as I know they will get the best experience in the industry.

-Clint Prochal

 

"I just purchased my 6th home and this is the 3rd time I have worked with Giuseppe for a home mortgage or a refinance and he came through yet again. The process was simple delivered well on time, all my questions were answered timely, I would recommend Giuseppe to anyone I know without a hint of hesitation. Thanks again!"

-Gary Bowersock

 

"Giuseppe provides exceptional client service and best in value mortgage financing. Having worked with several brokers in the past, there is no comparison. I enthusiastically recommend Giuseppe for your mortgage financing needs."

-Scott Reed

 

"I've used Giuseppe twice for mortgages and each time was sincerely a fantastic experience. The mortgage process in general is a difficult one these days, but fortunately I had Giuseppe and his team on my side getting everything done on time and under budget."

-Dag Peak

 

"Our refinance with Giuseppe was least painful mortgage transaction that we’ve ever encountered.  Our mortgage refinance was fast and efficient – and in today’s economy, fast, efficient and mortgages don’t generally appear in the same sentence!  Everyone we dealt with was experienced, friendly and patience.  We really appreciated the fact that our closing costs came in less than estimated – another phrase that you don’t see in the same sentence!  Thank you for everything!"

-Dan & Phyllis

 

"I bought my house with a loan through Hallmark Mortgage.  After receiving numerous letters from other institutions, I decided to inquire about refinancing through them as well.  Giuseppe and Staci were so very helpful and friendly.  They were patient with me, explaining everything along the way and ready to answer any questions I had.  They were quick to respond and got the ball rolling quickly to lock in the best rate available. Even after the closing, I had a couple questions and they were both there, even during the busy holiday season.  I was impressed after the purchase of my home and that is even more true now.  I will always trust them for all my home loan needs and refer them without a second thought!"

-Stacey Borger

 

"Giuseppe, you, Jeff and Rachel have made this process as pain free as possible. Everything you described in our initial discussions has been as described and I'm happy to say I think we did a good job on our end as well. It was a great team effort. On Time, Under Budget and With No Surprises."

-Greg Guckes

 

Giuseppe is great to work with. He keeps all parts of the loan process on schedule and he is very detail oriented. We will use him again in the future!

-Michelle Jones

 

Giuseppe handled my home refinancing quickly. He was thorough asking details of me and handled my unique situation easily because of his extensive knowledge of mortgage options.

-Debbie McEndree

 

We are very pleased with how Giuseppe took good care of our refi without any hassles, it was a very easy process. He got us a lower rate and costs than quoted without being asked! The refi closed on time with no (bad) surprises! Very good and honest business. We will be recommending him to friends in need of his quality services!

-Derek and Kaylie Hall

 

"This was the second time I have worked with Giuseppe and will sing your praises to anyone who will listen. From the first contact every detail was handled professionally and quickly. It is such a comfort working with folks who go beyond what I expected in all phases. And to have Mr. Battaglioli show up at the closing eased my mind even further that there would be no glitches. Working with this team took major stress off of me knowing I could rely on them to take care of the details and meet deadlines to make my closing happen smoothly. During recent trips to my bank to get documents and certified checks for the closing they always ask if I was getting my mortgage thru Wells Fargo. I took great pleasure in saying, no, as I knew if I had worked with them I would still be waiting for a closing to happen. Just a small guilty pleasure on my part. You have great people, make sure you keep them!"

-Terri Anglim

 

As a military family, we have moved a dozen times in as many years. Many of our friends advised us to buy, but we were never ready to go through the process of finding a loan and finding a home. We were nervous about a lender that was out for themselves and about being pressured into a loan. Giuseppe and Hallmark Mortgage was the best experience we could have hoped for. He broke down everything into terms we understood and provided us exactly what we requested. All our questions were answered, there was no pressure and everything was explained along the way. For the first time in 16 years, we are not living in military housing and we own our home. We received a fantastic rate and an even better experience.

-Mike & Felicia Fernandez

 

Giuseppe, thanks so much for such a stellar loan experience! You were so quick and attentive with everything- especially during our whirlwind approval process! Of course that house did not end up being ours, but we certainly ended up with the home of our dreams. John and I truly believe you went above and beyond the call of duty to ensure our house buying process was smooth and precise. You made everything so incredibly easy to do and understand. We always felt well informed and never once worried that our loan would not be done on time or that paperwork would be incomplete or that there would be any hiccup at all because you instilled confidence every step of the way. We will recommend you to anyone looking for a lender because it’s obvious you and your team know what you’re doing! Thanks again,

-Andrea & John Kidd

 

Giuseppe, thank you for the great job that you and your staff did on my refi.  I have been a borrower on at least half a dozen loans in my life, and this refi was decidedly the most painless of them all.  You and your staff have made this into something of an art form, and it is very appreciated. Best to you.

-Anne T. Kelson

 

 

As I was telling my Realtor, she and Hallmark made this whole process seem like a breeze - it was like buying an ipod (but with a little more paperwork)! I will use Hallmark for everything mortgage related as well as spread the word. I have heard from other agents how deals can fall apart because of the lender - and seriously you did such a great job that it never occurred to me how that could happen to other people - you all make it look so easy, are always available, respond quickly, and in the event someone is out of the office, there is always someone else there ready to answer a question or immediately pick up where things left off. I feel lucky to have worked with you and your team, especially this being my first home. I still can't believe how easy it was. Thanks again!

-Allie Vu

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Dear Giuseppe, I would like to thank you again for helping us secure a loan for our condo.  This is the second time that we have used your services, and in both instances, you and your group did an outstanding job.  Every step of the process was thoroughly reviewed and explained.  You responded to all of my questions with timely and accurate information.  The entire process including the closing went smoothly and without problems.   It is clear that you are among the best in the business and I would enthusiastically recommend you to anyone that needs a home loan. Sincerely,

Dr. Leland Fan

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Dear Giuseppe - I wanted to take a few minutes to thank you for the excellent service that you and your team provided to Nancy and me during our recent property purchase.  From the very beginning you communicated with us in a professional way and at all the right times, leaving nothing to chance.  We were always aware of what we needed to do and what to expect from you  for next action steps.  Your review of our financial information and presentation of financing options was spot-on and we always felt your were acting our best interests.  You went above and beyond by presenting us with additional market perspective and information specific to our type of purchase that we found added value to our experience with you. The fact that we were making a purchase in Colorado from Vermont was totally transparent and everything was handled perfectly.  As your company tag line says, the closing was flawless!  Should I need this service in the future, you will be my first and last call.  I highly recommend that anyone in the market for a mortgage contact you.
Thanks again and best wishes to you and your family.

-Randy Mead

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We just had the most painless refinancing experience using Hallmark Home Mortgage.  Giuseppe Battaglioli was our representative and he was very professional and responsive in answering all of my questions via email.  The entire process was handled online simply.  His staff walked us through all the paperwork and even came to our house for the final signing Actually this is the 2nd time we have used them over the years, and both times we have had an incredibly positive experience!  .  I cannot recommend them highly enough.

-The McCuskers

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"Giuseppe and his team were true professionals when it came to providing a home loan.  Giuseppe provided the lowest interest rate in history, closed on time and under budget.  I highly recommend Giuseppe and his team.”

-Brad Essary
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Giuseppe and his team helped us refinance two times in the last two years! And I know I am going to work with them if we need to refinance again. The whole process was completed exactly how they told us it would be completed at the beginning. No surprises or delays! In both cases, they successfully estimated the closing costs up front, and we did not end up paying any more than what was quoted. Giuseppe and his team were very professional and customer service oriented in the whole process. I strongly recommend them to anyone looking for a home mortgage and/or refinance the existing mortgage.

-Gurkan Sener
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"The purchase of my first home was made very simple by Hallmark Mortgage. Each representative that I maintained contact with throughout the transaction was incredibly knowledgeable, polite, and responsive. I would recommend their services to anyone buying a home. Hallmark really followed through on everything they advertise: fasting closing, accurate closing costs, and no surprises. They took care of all the complicated behind-the-scenes paperwork while providing regular updates, which kept me informed on the status of my purchase as I focused on work and school. Overall, I am one very satisfied customer."

Chris H

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"Giuseppe's approach to guiding his clients through the process of securing a home loan is outstanding. He uses his thorough knowledge of all aspects of finance to give customers a complete understanding of the benefits and real costs of different types of loans. As a customer, I found Giuseppe and his team at Hallmark Home Mortgage to be extremely punctual and ahead of schedule at each step of the loan process. I have recommended him to potential customers since obtaining my home loan through Hallmark and will definitely continue to do so."

-Jim Biddix

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"After failing to get a good mortgage refi from my current lender, I was referred to Giuseppe and Hallmark. I was pleased with the results. He and his team were professional, communicated effectively with me, and delivered a refinance at a good rate, on time, and under budget."

-Ginny Trierweiler

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Giuseppe handled my loan from start to finish and without his expert and professional knowledge on procedures, laws, and the rules governing the loan process, I would have been lost. I was absolutely new to acquiring a property loan and he walked me through the process step by step explaining everything in detail to ensure that I felt comfortable. He is a dedicated professional who truly cares about his clients and I valued his guidance and expertise. I had heard that property loan processes were cumbersome and rife with stress, but not with Giuseppe. He made it all a very easy process to get through.

-Kimberly Pease

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Giuseppe was well informed and organized when we re-finance our Home Mortgage, everything went smooth without any problems or surprises in a short period of time, they even came to our home to do the closing,thank You Giuseppe!

-Houssin Hourier

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I have had the good fortune to work frequently with Giuseppe and his team at Hallmark Mortgage. We work with a number of mortgage professionals, and I can honestly say there is no more organized, efficient, and professional group of people in the business. Their communication with their clients, realtors, and insurance professionals is second to none. Their follow up with the insurance companies after the loans are sold is beyond any company we work with, and helps both us and their clients. Just a great group of folks to work with!

-Josh Martin, Managing Partner, The Insurance Advisors

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I couldn't have been happier with our experience with Giuseppe. He is knowledgeable and always kept us up to date on the happenings in the mortgage loan world. We went in to the relationship knowing close to nothing about mortgage loans and came out feeling like we are experts thanks to Giuseppe. I recommend Giuseppe and Hallmark Mortgage everywhere I go.

-Stephanie Hagemeister

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"Giuseppe, thank you so much for the great experience closing this refinance. I came to you as a referral and can't say how pleased I was with all aspects of this process. My prior experience with lenders was anything but upfront and honest and after working with all of you I feel like I really understand everything and feel confident in my loan!  Please don't hesitate to use my name as a personal reference as a very pleased customer! "

-Anita Gilbert
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"I would have to select all the attribute categories to properly describe my professional relationship and success with Giuseppe. Of the over 10 loan processes, including mortgages and refi's that I've personally completed, this relationship has been clearly the best and certainly exemplary for others to follow. Responsive, informative, reputable and flexible are several other characteristics that made this work a positive relationship and not a transaction. Thank you to Giuseppe and the entire Hallmark team."

-Paul Kwiatkowski

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Giuseppe was amazing!  He worked with me on my home loan and he was a true professoinal and I would highly recommend him for anyone looking for a mortgage professional.  He was trustworthy, explained EVERYTHING in detail and really was a partner throughout the process!  He came in AS PROMISED on time and under budget and made it a truly flawless process can't say enough good things about him!!”

-Rachel Benedick

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I was referred to Hallmark several years ago by the lovely Heather Hockenson of Innovative Real Estate Group in Denver (undoubtedly the best agent in Colorado).  This was our second time working with you all and once again, EVERYTHING ABOUT THE EXPERIENCE WAS ON THE MONEY!  Your processes are beautifully orchestrated, which is why you produce the fastest closings ever.  The technology you use to get it done is highly impressive and very user friendly!  I send everyone I can your way because I’m confident they will be as charmed with your service as we have been.  I must say that some of your most impressive qualities are the way you sincerely care about our needs and how you continue to keep us informed of the most current information though several forms of communication.  For anyone considering working with Hallmark, specifically Giuseppe, for any form of transaction, I put money on the fact that you will be nothing less than delighted with the experience and the outcome!  Keep up the fantastic job and don’t change a thing!  Thank you Giuseppe, Jacalyn, Shandra, Rachel, Dave and everyone else in the Hallmark Family for helping us refinance our home!

-Melissa and Roy Smith

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Giuseppe,I wanted to tell you again how much I appreciate you and your team at Hallmark Mortgage.  You and Rachel and Jeff and everyone involved did exactly what you said you would and more.  Your conservative estimates of closing costs must certainly lend to happy customers in the end – as you pointed out – I had to come to closing with a good chunk less of cash than expected.  What a great way to treat your customers.  And I think we figured out that you closed my loan in about 18 days or so – that in itself is so rare these days.  And with my rental properties and having to do a loan manually, you still were able to pull it off.

If you ever have anyone who would like to call and ask me about you and your company, please feel free to give them my email or phone number.  I have given your name out in the past and will continue to do so.  I will be happy to tell your potential clients what great service you provide (both in purchases and refinances.)  You guys are second to none. Thanks again,

Shauna Long

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Giuseppe, thank you for the closing picture and a delightful home buying experience, that's the way it should be. The sellers also told me later that out of all the moves they have made this was the easiest closing they ever had. Sounds like you impressed the agents as well....I know ours raved about how great it was...and he has a good friend that is a broker. We will surely recommend you and Hallmark if we are ever asked.
Thank you again for great service...Thanks to the whole Hallmark Team!

-Brad & Kathy Smith

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Without hesitation, I’m proud to personally recommend Giuseppe for all your mortgage needs.   I was lucky enough to work with him a few years back, and he was able to put together a great package for me with a Very complex situation.   I’m in the Financial/Accounting field, and work with professionals on a daily basis.  I can honestly tell you I haven’t worked with anyone before with the level of customer focus and first class personal service as Giuseppe.   In addition, his knowledge and experience in the industry is first rate.   I’ve felt since day one that I can trust him, and he’s proven that time and time again.   I meant to write this testimonial a few years ago, but after closing I lost track of doing so.   I’m in the midst of putting together another loan with Giuseppe (another complex one…) and I’m reminded of what brought me back to him; and also why I just referred him to my father.   I would Strongly encourage you to reach out and get to know Giuseppe if you have any needs in the mortgage space.

Paul Casto, SVP – Finance & Accounting WOW!
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Giuseppe, Jess and I would like to say thank you so much for all your help with the refinance. It helps out so much when you have such a great person working the numbers and doing all the hard work. To have the trust in someone that they will get the job done right and with your best interest in mind is hard to come by. We appreciate you keeping tabs on us and really look forward to saving some hard earned dough each month! Thanks again for all your help. Take care,

-R and H Herzog
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Giuseppe and Hallmark Staff, just wanted to thank you for helping Shaun and I get our dream house. After 45 wasted days with US Bank, you were able to close our loan in 8 days! Your team was amazing and you have customers for life! We couldn't have asked for friendlier people or a better experience. Thank you again, sincerely,

-Sylvia and Shaun Haase
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Dave, Simply wanted to let you know that I just had a wonderful time working with Giuseppe and your company!  I'm sure your industry is a grind right now and customer retention and referrals is of more importance than ever.  The same goes with my business.  I truly appreciate when I am on the receiving end of the type of customer service and professionalism that Giuseppe gave us during our re-fi a couple months ago.  To top that, I received a call from Giuseppe last week asking if he could drop something off at my house that night.  Given our deal was completed a couple months back, I wondered what it could be.  When he arrived, he had a basket with all the necessities for our baby girl that is due this month.  Somehow he managed to remember that from one of our many conversations back in the spring.  I am so overly impressed with his work ethic and professionalism that I had to tell you!   I hope you and your company feel blessed by having him on the front line working for Hallmark!  Giuseppe will have all of my future business as well as a referral to all of my friends and family!!!

-Shaun Martin
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I had an excellent experience with Hallmark Mortgage and particularly with Giuseppe Battaglioli, who made what typically is a somewhat frustrating process an easy and transparent transaction. Up-front I was explained all the fees and payments included and how they were broken down and was guaranteed to have no hidden or surprise charges at closing… and there were none! At my convenience and around my schedule Giuseppe worked with me to explain the process, clarify the figures and the next step. Giuseppe promptly replied to all my queries and would not let me “off the hook” until I was absolutely clear and satisfied with the answer. In the end Giuseppe ended up going above and beyond by ensuring that the final figures matched and were actually lower of the initial estimate. Giuseppe, you made it look easy! Thank you very much! Sincerely,

-Oleg, Erie, CO

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Thank you so much Giuseppe for leading us through the purchasing and closing process.  In our situation, the sellers did not want to work with any realtors, and we .  We did not use a Realtor, against Giuseppe's reccomendation.  He did as much as he possibly could to warn us of any pitfalls along the way, but we still wish we would have used a Realtor.  Also, we were dealing with most of the purchase of the home at a distance.  Giuseppe was always there for us and answered our questions quickly.  We will definitely be using Hallmark and Giuseppe Battaglioli again if we have a need in the future. Thanks again Hallmark and Giuseppe in particular!

-Donna Gordon
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Working through a relocation to another state was a real challenge.  We had to handle nearly all decisions and transaction long distance while having no established network of contacts or familiarity with the local conditions. Getting a tip on lender from my realtor was a lucky break, and Giuseppe and his team at Hallmark Mortgage worked hard to reduce my stress and hassle.  Their knowledge, calm and professional manner, and attention to detail was very reassuring amidst the fury of other relocation logistics.  They followed though with each of their promises and took a lot of the work off my hands.  An "On Time, Under Budget, No Surprise closing" is no exageration.  Thanks everyone!

-Steve Gardner
Vice President, Ryder Scott Company
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"Our experience with Hallmark Mortgage was the most stress free home loan process we have ever experienced!  Their knowledge, honesty, integrity, communication, follow-through, etc. was of the upmost excellence.  We highly recommend using this company and their team of experts, Giuseppe, Jeff, and others; they know their profession!  If only all companies ran their businesses this way.”

-Ed & Elaine Koschick

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I was a first-time home buyer with a lot of questions about the process. I was referred to Giuseppe and Hallmark by my brother-in-law who had used him for previous transactions. He had nothing but good things to say, so I decided to use them for my loan. I contacted Giuseppe via e-mail and within hours he had called me to discuss the process of applying for a loan, getting approved for a loan and the general home-buying experience. We set up a meeting and went from there. Giuseppe took the time to sit down with me, go over EVERYTHING and answer my many questions. He put my mind at ease from the beginning. After the application process was complete, he explained that the loan would go to in-house underwriters and let me know who would be contacting me and what I needed to do from there. His colleagues were just as professional and patient as he was. I could really tell that me buying the house of my dreams was their priority. They bent over backwards up to the very end, even through a mini-crisis with the money I was bringing to closing. It was great to know that they weren't just another loan company looking for a client, they truly cared. Giuseppe even came to the closing in case I had any further questions and to make sure everything went according to plan. I knew I wasn't the only one who was impressed when the seller's agent asked Giuseppe for a card in hopes of dealing with him in the future. I will not only recommend Giuseppe and Hallmark for buyers at any stage, but will only use them for any future transactions!

-Stacey Borger


"Giuseppe and his staff were a pleasure to work with! I just refinanced my current home loan and the whole process can be confusing and cumbersome. However, Giuseppe, Jacalyn and Andrew explained every little thing every step of the way. I never felt like I was in the dark about anything. The whole process went smoothly and I would definitely recommend Hallmark to my friends and family."

-Mandy Wodnick


 

"Hallmark Mortgage in general and Giuseppe in particular was very helpful throughout my loan process. For a self employed individual such as myself, financing a home can be an adventure. Unlike other lenders, Hallmark was able to review my file and give me a firm answer and more importantly, deliver at closing."
-Benjamin P. Sturgell, The Sturgell Law Firm, PLLC


My husband and I thought that we would go through our credit union when we bought our first house because we thought they'd be the most personal and helpful. However, when we called Giuseppe, we found that we'd not only get a better rate and closing costs through Hallmark, but Giuseppe was a joy to work with and really made the whole process less daunting. I would highly recommend him to anyone looking for a mortgage.

 

 

Erin & Matt


Giuseppe and his team provided outstanding service throughout the buying process. From the outset he made clear exactly what we could expect, and he continued to keep us informed all the way through closing. As first-time homebuyers, we were lucky to have Giuseppe guide us through the steps and answer all our questions. In an industry that's made headlines recently for all the wrong reasons, Giuseppe stands out as both highly competent and highly ethical

 

-Jake & Elisa Spratt


 

 
Giuseppe, ethics are a given to me – if I get even a hint of shady ethics, I run.  That was never a concern to me in dealing with you.  In addition, you are by far the best and most innovative person I’ve dealt with in mortgages.  We’ve relocated several times and have never seen the quality service you provide.  We were impressed with how willing you were to understand our situation and to help enable a positive solution.  We would have bought a house, and Ryan would have helped us find a great home, but as I said during the closing – we wouldn’t have been in this house without your advice, assistance and perseverance.  Prior to this move, a lender was a lender and all that mattered was the rate and fees.  You got us the best rate and fees, but you also helped us get the house we wanted with the right loan.
I’m a business guy and think in terms of equations.  Ryan’s genius as a realtor = he is a true friend + he finds ways to make things work + he’s more focused on his clients’ needs than his tastes + Annemarie connects the dots that others miss.  In terms of finding ways to make things work, he convinced me that I needed to avoid being agnostic regarding which lender to choose.  That made the difference to our family, since we wouldn’t have gotten this home without either of your help.  This is probably the hardest you’ve worked on helping a client, and for that you earned our loyalty and appreciation.

-Buck McKeon


Your company has made our first home buying process totally flawless.  The staff have been excellent in communicating with us what the next steps will be, even if we had no part in what was happening "behind the scenes".  Your company was a referral from a co-worker of mine and I would like to say we could not be happier with the stress-free process of applying for and obtaining our loan.  We will happily refer your company to our friends and family in the future!  Thank you!"-Natalie & Cody Hotle


Rachel and Giuseppe are working with me on a refinance and they are both AMAZING!  I could not imagine working with nicer people on this transaction.  Giuseppe is incredibly patient, knowledgeable and helpful and Rachel has answerrf my questions regarding the process of refinancing and has done a great job of managing all of the details/paperwork. I feel very fortunate to have both of them working on my behalf during this process. I appreciate their work very much and have no worries that the closing will go smoothly. I can't say enough good things about them, really. They are a great team!

-Kay Schneider


Giuseppe could not have been a more perfect blend of professionalism and friendliness. From start to finish, he promptly and thoroughly answered every question we had--no matter how small or silly. His expertise guided us toward a product we weren't initially considering, one that is a much better fit for our financial picture. In that process, he was always patient and never pushy. He had no agenda but ours! Additionally, our final costs were lower than those estimated, a welcomed surprise! We'd previously had a very negative lending experience, and Giuseppe completely restored our trust in the system. From our very first conversation with Giuseppe to the ink drying on the page at closing, we felt confident that we had the very best broker in our corner. Our real estate agent agreed. We feel so lucky to have found Giuseppe and will refer our family and friends to him, singing his praises!
-Sam Monson

First, I'd like to say that I had absolutely no reservations in selecting Giuseppe at Hallmark Home Mortgage to handle the loan on my first home purchase. This was because I have several friends who have all had top notch experiences working with him over the years on several home purchases. In my case, he certainly did not disappoint!  His professional and courteous service made me feel as if I was his only client. My loan was processed and approved ahead of schedule leaving me ample time to plan for my move. Giuseppe provided me with a detailed breakdown showing the estimated money due at closing and monthly payment for my loan on the day I went under contract.  Three weeks later, when I received the final settlement sheets, his numbers were pretty much dead on and the total closing costs were actually a couple hundred dollars less.  No surprises, except for the good kind! I will, of course continue to recommend Giuseppe and his stellar processing team to anyone in the market to buy a home.

 


 

-Jim B


We used Giuseppe and his team at Hallmark to refi our current mortgage, which they also initially handled.  As promised, everything was on time and under budget.  The only surprises here were less money needed at closing than expected!  They are true masters of efficiency and honesty.  We will use them again and again for our mortgage needs as they arise.  Thanks,
-Mark and Lisa


Giuseppe, as you may recall, I have done business with you three times in the past three years!  Each time, you and your team have demonstrated professionalism and efficiency far beyond the norm these days!   Once again, I want to say, “Thank You!” for doing a great job and making my closing even smoother than I expected.   You and your team are shining examples of excellence in a business world that is, all too often, merely mediocre!

 

-Clark Thomas


Giuseppe, as parents of a first time home-buyer, we would like to express our appreciation for your really excellent and dedicated service in guiding our daughter (and us) through the loan process. We were gratified by your prompt and lucid responses to our inquiries, and your enthusiasm, integrity and expertise place you well above the norm! The fact that you more-than-fully delivered on your promises was particularly rewarding, and we highly recommend you and Hallmark Mortgage Company. Our thanks also to Jacalyn for her kind help.

-Dianne & Stan Tarasek


Dear Giuseppe & Team, thank you so much for ALL of your hard work on our mortgage!!  You were wonderful to work with, and if we ever need mortgage work done again, we are wxcited to use your services again!  Thanks!

-Tara & Jake Danforth


I want to thank you for all your hard work and quick response to my needs. I am extremely impressed with how you handled everything. I also want to thank Cody and Jacalyn for their follow up as well. I look forward to working with you in the future. Take care,

-Allyson Thiac


Hi Giuseppe,  Katie and I can't thank you enough for helping in the process of purchasing our first home. The whole experience was extremely painless and much easier than we would have ever expected. Best of all, it cost less than what we had planned for. You were a great help in getting us through the process, and answering all of our questions. We were very inmpressed with how fast you were able to help us move through the approval and loan process, all in less than four weeks! We will definately recommend you and your office to anyone we know that is looking to buy a home. Thanks again,

-Joey Fritz and Katie Anderson


To anyone looking for a mortgage broker stop here- you found him!  I was a first time home buyer and was referred to Giuseppe through my real estate agent.  Initially skeptical, as broker'

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