Home Loans
Is A Portfolio Lender Right For All Transactions?
I wanted to write about the benefits, and pitfalls, of a portfolio lender. At Hallmark, we do not have portfolio loan programs at this time, but from time to time, I run into loans that would fit best in a portfolio program. Over the years, I have built relationships with local lenders that have portfolio…
Read MoreGiuseppe's Mortgage Market Update for 10/4/2013
http://www.youtube.com/watch?v=Mjmsi3euR0Q
Read MoreDenver Home Sales Remain Strong
The Denver market has remained strong, even during the traditionally slower months of August and September, as families hesitate to move during the time when kids go back to school. It is very nice to see some balance again. This past Spring, we saw an extremely wild market which was not sustainable. Sellers, buyers, Realtors…
Read MoreQuick Update On The Effects Of The Recent Floods
Just a quick update for mortgage transactions in areas affected by the floods. FEMA has added Boulder, Adams, Larimer, Weld and parts of El Paso county, to a disaster area classification. Banks are requiring a final appraiser’s inspection for homes in these areas, to make sure the home is still in good shape. We just…
Read MoreGiuseppe's Mortgage Market Update for 9/13/2013
http://www.youtube.com/watch?v=JLbXH55t4CI
Read MoreGiuseppe's Mortgage Market Update for 9/6/2013
https://www.youtube.com/watch?v=uNBF9PD-sk4
Read MoreGiuseppe's Mortgage Market Update for 8/30/2013 – Important FHA and Conventional changes
http://www.youtube.com/watch?v=Pq94nMLGj_w
Read MoreBuyers: Why Work With A Local Lender…
Over the years I have come to understand how important the wording on a lender pre-approval letter is. With feedback from trusted Realtors, we have included in ours that we underwrite, draw documents, and fund all in house, and that our Certified Pre-Approval means that we have 100% of the documents, and they have been…
Read MoreGiuseppe's Mortgage Market Update for 8/2/2013
http://www.youtube.com/watch?v=xM5lc6P2GeQ
Read MoreGiuseppe's Mortgage Market Update for 7/5/2013
http://www.youtube.com/watch?v=psUv3njw_eA
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