Buyers: Why Work With A Local Lender…

Over the years I have come to understand how important the wording on a lender pre-approval letter is. With feedback from trusted Realtors, we have included in ours that we underwrite, draw documents, and fund all in house, and that our Certified Pre-Approval means that we have 100% of the documents, and they have been…

Read More

New Changes Coming For Conventional Loans

This has been a very busy week for lenders, as we keep up with a lot of changes coming down from Fannie Mae.  Some changes are big, and some are somewhat irrelevant, so I will try and go through some of the most important ones here. Conventional loan changes go into effect November 16th, with…

Read More

Home Inspections…Don't Skimp On Them!

When you are buying a home, the first thing you do, after your offer is accepted, is to do a home inspection.  Depending on the age of the home, maybe even more than one.  Why?  Inspections uncover big-ticket items that will be your problems, soon after you close on the home.  Depending on what needs…

Read More