Bank Statement income refinance example

I wanted to share a real example from a recent refinance that highlights why understanding non-traditional income matters.

This client didn’t fit neatly into standard W-2 or tax-return guidelines — but by using bank statement income, we were able to:

• Accurately reflect their true cash flow
• Refinance into a better long-term situation
• Avoid forcing income into boxes that didn’t tell the full story

This type of loan isn’t for everyone — but for business owners, self-employed borrowers, or anyone with complex income, it can be a powerful solution.

If you or one of your clients has strong income that doesn’t show up cleanly on tax returns, I’d be happy to talk through whether this option makes sense.

Click here for the video: https://youtu.be/_QJ7pgcOCDw?si=d9061cz5Tpyho52z